MCTAGGART CONSTRUCTION LIMITED

🌳Matureactive
SC042957 · ltd · incorporated 1965-12-30
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and acceptable with review structure.

Opportunity 80/100 (exceptional), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (57/100).

🏦

Refinance opportunity

10 live charges · 4 lenders · oldest 59.3y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 59.3 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 55/100 (high).

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
16 officers (3 active, 16 linked, 13 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
151 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Profitable
Profit before tax £5,183,229

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Profit before tax£5.18M£5.41M
Average employees15213100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (62 events)Click to expand
  1. 2025-11-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2025-11-03
    🔓
    Charge satisfied #12
  3. 2025-10-16
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2025-06-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-06-20
    🔒
    Charge registered #12
    Lender: Taylor Wimpey UK Limited ("the Creditor")
  6. 2024-12-16
    📄
    accounts-with-accounts-type-full
    accounts · AA
  7. 2024-01-30
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2024-01-24
    🔒
    Charge registered #11
    Lender: The Royal Bank of Scotland PLC
  9. 2023-09-18
    📄
    accounts-with-accounts-type-full
    accounts · AA
  10. 2023-04-12
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  11. 2023-04-11
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2022-10-14
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2022-03-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2022-03-21
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  15. 2021-09-10
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2021-06-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2021-06-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2021-06-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  19. 2021-06-23
    🔓
    Charge satisfied #10
  20. 2021-06-23
    🔓
    Charge satisfied #9
  21. 2021-06-23
    🔓
    Charge satisfied #8
  22. 2021-03-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2021-02-18
    🔒
    Charge registered #10
    Lender: The Royal Bank of Scotland PLC
  24. 2021-01-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  25. 2020-12-03
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  26. 2020-12-03
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  27. 2020-11-19
    🔒
    Charge registered #9
    Lender: The Royal Bank of Scotland PLC
  28. 2020-11-19
    🔒
    Charge registered #8
    Lender: The Royal Bank of Scotland PLC
  29. 2017-03-31
    ➖
    MCTAGGART, John Ross resigned
    director
  30. 2016-09-30
    ➖
    PATRICK, David Stewart resigned
    director
  31. 2016-06-21
    ➖
    NON-EXECUTIVE DIRECTORS LIMITED resigned
    corporate-director
  32. 2015-12-23
    ➕
    ANDERSON, Alastair Thomas appointed
    director
  33. 2015-03-05
    ➖
    MCTAGGART, William Morris resigned
    director
  34. 2014-06-02
    ➕
    RUSSELL, Patricia Janice appointed
    director
  35. 2014-05-30
    ➖
    RUSSELL, Patricia Janice resigned
    director
  36. 2013-10-14
    ➕
    RUSSELL, Patricia Janice appointed
    director
  37. 2012-04-24
    ➕
    PATRICK, David Stewart appointed
    director
  38. 2012-04-24
    ➖
    PATRICK, David Stewart resigned
    director
  39. 2012-04-23
    ➖
    BRIGGS, Ian resigned
    secretary
  40. 2012-04-13
    ➕
    NON-EXECUTIVE DIRECTORS LIMITED appointed
    corporate-director
  41. 2010-10-15
    ➕
    PATRICK, David Stewart appointed
    director
  42. 2009-06-12
    🔓
    Charge satisfied #2
  43. 2008-10-02
    🔓
    Charge satisfied #6
  44. 2008-10-02
    🔓
    Charge satisfied #5
  45. 2007-08-21
    ➖
    MCTAGGART, Andrew Greg resigned
    director
  46. 2007-08-21
    ➖
    MCTAGGART, Angus Neil resigned
    director
  47. 2006-12-31
    ➖
    MUNDAY, Susan Lynne resigned
    director
  48. 2005-12-09
    ➕
    BRIGGS, Ian appointed
    secretary
  49. 2005-12-09
    ➖
    RUSSELL, James Brown resigned
    secretary
  50. 2003-04-04
    ➕
    MCTAGGART, Andrew Greg appointed
    director
Showing most recent 50 of 62 events

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 60 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Mctaggart Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Mctaggart Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
MCTAGGART CONSTRUCTION LIMITED
This company · SC042957

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mctaggart Group Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016
2 historic (ceased) PSCs
  • Mr Alastair Thomas Andersonceased 01/03/2021· 50-75% shares
  • Mr John Ross Mctaggartceased 01/03/2021· 50-75% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1965-12-30
Jurisdictionscotland
Primary SIC41100 — Development of building projects

Registered office

Tod House
Templand Road
Dalry
KA24 5EU

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-05
Last: 2026-02-19

Officers (3 active · 13 resigned)

ANDERSON, Alastair Thomas→
director · ~52y · appointed 2015-12-23
View their other companies + combined net worth →
Active
CLIMSON, Gary→
director · ~61y · appointed 1998-09-01
View their other companies + combined net worth →
Active
RUSSELL, Patricia Janice→
director · ~59y · appointed 2014-06-02
View their other companies + combined net worth →
Active
BRIGGS, Ian→
secretary · appointed 2005-12-09 · resigned 2012-04-23
Resigned
RUSSELL, James Brown→
secretary · resigned 2005-12-09
Resigned
MCTAGGART, Andrew Greg→
director · ~55y · appointed 2003-04-04 · resigned 2007-08-21
Resigned
MCTAGGART, Angus Neil→
director · ~76y · resigned 2007-08-21
Resigned
MCTAGGART, John Ross→
director · ~77y · resigned 2017-03-31
Resigned
MCTAGGART, William Morris→
director · ~53y · appointed 2003-04-04 · resigned 2015-03-05
Resigned
MCTAGGART, William Tod→
director · ~102y · appointed 2000-10-31 · resigned 2001-12-27
Resigned
MCTAGGART, William Tod→
director · ~102y · resigned 2000-01-01
Resigned
MUNDAY, Susan Lynne→
director · ~61y · resigned 2006-12-31
Resigned
PATRICK, David Stewart→
director · ~70y · appointed 2012-04-24 · resigned 2016-09-30
Resigned
PATRICK, David Stewart→
director · ~70y · appointed 2010-10-15 · resigned 2012-04-24
Resigned
RUSSELL, Patricia Janice→
director · ~59y · appointed 2013-10-14 · resigned 2014-05-30
Resigned
NON-EXECUTIVE DIRECTORS LIMITED→
corporate-director · appointed 2012-04-13 · resigned 2016-06-21
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

10
Total charges
2
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
TypeProperties
satisfied
Taylor Wimpey UK ("the Creditor")
Taylor Wimpey UK Limited ("the Creditor")
A registered charge1 property20/06/202503/11/2025
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—24/01/2024—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property18/02/202123/06/2021
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property19/11/202023/06/2021
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property19/11/202023/06/2021
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property12/08/1999—
satisfied
Scottish Homes
Standard security1 property19/08/199802/10/2008
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property20/11/199002/10/2008
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Disposition & explanatory letter1 property13/10/196712/06/2009
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property15/02/196713/09/2000
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (151 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-03
accounts-with-accounts-type-full
accounts · AA
2025-10-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-19
accounts-with-accounts-type-full
accounts · AA
2024-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-30
accounts-with-accounts-type-full
accounts · AA
2023-09-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-04-12
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-04-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-21
accounts-with-accounts-type-full
accounts · AA
2022-10-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-03-21