WESTGALE LIMITED

🌳Matureactive
SC281968 · ltd · incorporated 2005-03-21
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 20.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
83/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
  • 41201Construction of commercial buildings
  • 42990Construction of other civil engineering projects n.e.c.
Investor take
Pursue
Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 20.7y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 20.7 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (85/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
3 years of iXBRL accounts extracted + narrative notes parsed
95
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

3 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Aug 2023Aug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-08-312024-08-312023-08-31
Average employees2117001700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2026-05-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-03-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-03-21
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  5. 2024-03-21
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  6. 2024-03-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-04-04
    📄
    change-person-director-company
    officers · CH01
  8. 2023-04-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2023-04-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2023-03-21
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  11. 2023-01-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2022-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-05-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2022-04-06
    ➕
    SMITH, Stuart appointed
    director
  15. 2022-04-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2022-01-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2022-01-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2022-01-01
    ➕
    CUNNINGHAM, Christy April appointed
    director
  19. 2021-12-31
    ➖
    CUNNINGHAM, Alexander John resigned
    director
  20. 2021-06-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2021-06-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  22. 2021-06-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  23. 2021-05-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2019-08-19
    🔓
    Charge satisfied #2
  25. 2013-12-20
    🔓
    Charge satisfied #1
  26. 2008-07-09
    ➖
    MARR, Helen resigned
    secretary
  27. 2005-11-10
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  28. 2005-08-22
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  29. 2005-06-23
    ➕
    HUNTER, Cheryll Ann appointed
    director
  30. 2005-06-23
    ➕
    MARR, Helen appointed
    secretary
  31. 2005-06-23
    ➖
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  32. 2005-06-23
    ➕
    CUNNINGHAM, Alexander John appointed
    director
  33. 2005-06-23
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director
  34. 2005-03-21
    🏢
    Company incorporated
    As WESTGALE LIMITED
  35. 2005-03-21
    ➕
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  36. 2005-03-21
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Westgale Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Westgale Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
WESTGALE LIMITED
This company · SC281968

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Westgale Holdings Limited
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting06/04/2016
2 historic (ceased) PSCs
  • Mr Alexander John Cunninghamceased 04/08/2016· 25-50% shares · 25-50% voting
  • Ms Cheryll Hunterceased 04/08/2016· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · KA postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
MCTAGGART CONSTRUCTION LIMITED→
SC042957 · est 1965
£13.64M
£9.74M–£17.53M
——15260y8561y
MCTAGGART GROUP LIMITED→
SC314901 · est 2007
£10.61M
£7.58M–£13.63M
——019y8361y
DALCON LIMITED→
SC327630 · est 2007
£6.00M
£4.28M–£7.71M
——9618y8858y
ABN SERVICES CO. LTD.→
SC216960 · est 2001
£187.1k
£133.6k–£240.6k
——3525y8361y
BWA NEXUS LIMITED→
SC205639 · est 2000
£70.3k
£50.3k–£90.5k
——326y9262y
ALBA DEWATERING SERVICES LIMITED→
SC235431 · est 2002
———4023y8366y
BURNAWN SERVICES LTD→
SC307932 · est 2006
———140019y8358y
CLYDE COAST CONTRACTS LIMITED→
SC068689 · est 1979
——£5.34M—46y8364y
JJL GROUNDWORKS (AYR) LTD.→
SC256402 · est 2003
——£2.22M—22y8360y
MCTAGGART CIVILS LIMITED→
SC344109 · est 2008
———017y8361y
RTS CONTRACTS LIMITED→
SC205745 · est 2000
——£961.4k—26y8361y
WEST SIPHONICS SYSTEMS LIMITED→
SC381758 · est 2010
——£1.84M—15y8366y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-03-21
Jurisdictionscotland
Primary SIC41100 — Development of building projects

Registered office

Cunningham House, Highfield,
St Quivox,
Ayr
KA6 5HQ
United Kingdom

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-04-04
Last: 2026-03-21

Officers (3 active · 4 resigned)

CUNNINGHAM, Christy April→
director · ~35y · appointed 2022-01-01
View their other companies + combined net worth →
Active
HUNTER, Cheryll Ann→
director · ~67y · appointed 2005-06-23
View their other companies + combined net worth →
Active
SMITH, Stuart→
director · ~45y · appointed 2022-04-06
View their other companies + combined net worth →
Active
MARR, Helen→
secretary · appointed 2005-06-23 · resigned 2008-07-09
Resigned
BRIAN REID LTD.→
corporate-nominee-secretary · appointed 2005-03-21 · resigned 2005-06-23
Resigned
CUNNINGHAM, Alexander John→
director · ~60y · appointed 2005-06-23 · resigned 2021-12-31
Resigned
STEPHEN MABBOTT LTD.→
corporate-nominee-director · appointed 2005-03-21 · resigned 2005-06-23
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property10/11/200519/08/2019
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property22/08/200520/12/2013

Recent filings (81 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-12
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-24
change-person-director-company-with-change-date
officers · CH01
2025-03-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-03-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-03-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-08
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-05
change-person-director-company
officers · CH01
2023-04-04
change-person-director-company-with-change-date
officers · CH01
2023-04-04
change-person-director-company-with-change-date
officers · CH01
2023-04-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-03-21
change-person-director-company-with-change-date
officers · CH01
2023-01-25