MCTAGGART CIVILS LIMITED

🌳Matureactive

SC344109 · ltd · incorporated 2008-06-10

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 17.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Construction of other civil engineering projects n.e.c.

Sector: Construction

Investor take

Pursue

Active trading company with a 61-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 17.6y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 17.6 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

8 officers (2 active, 8 linked, 5 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

17 connected companies via shared directors

Filing history

54 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	0	0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (32 events)Click to expand

2025-11-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-07-04
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2019-06-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-06-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-06-12
📄
termination-director-company-with-name-termination-date
officers · TM01
2018-06-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2018-06-11
➖
MCTAGGART, John Ross resigned
director
2018-06-08
➕
ANDERSON, Alastair Thomas appointed
director
2017-02-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-10-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2016-09-30
➖
PATRICK, David Stewart resigned
director
2016-06-16
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-06-14
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-03-05
➖
MCTAGGART, William Morris resigned
director
2012-09-20
➕
PATRICK, David Stewart appointed
director
2012-04-23
➖
BRIGGS, Ian resigned
secretary
2008-10-22
🔒
Charge registered #1
Lender: Royal Bank of Scotland PLC
2008-06-10
🏢
Company incorporated
As MCTAGGART CIVILS LIMITED
2008-06-10
➕
CLIMSON, Gary appointed
director
2008-06-10
➕
BRIGGS, Ian appointed
secretary
2008-06-10
➕
BRIAN REID LTD. appointed
corporate-secretary
2008-06-10
➖
BRIAN REID LTD. resigned
corporate-secretary
2008-06-10
➕
MCTAGGART, John Ross appointed
director
2008-06-10
➕
MCTAGGART, William Morris appointed
director
2008-06-10
➕
STEPHEN MABBOTT LTD. appointed
corporate-director
2008-06-10
➖
STEPHEN MABBOTT LTD. resigned
corporate-director

Owner dependency

76/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

69/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 18 years.
secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr John Ross Mctaggart Individual · British · DOB 04/1949 · age 77	50–75%	—	50-75% shares	06/04/2016
Mr Gary Climson Individual · British · DOB 03/1965 · age 61	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · KA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
MCTAGGART CONSTRUCTION LIMITED→ SC042957 · est 1965	£13.64M £9.74M–£17.53M	—	—	152	60y	85	61y
MCTAGGART GROUP LIMITED→ SC314901 · est 2007	£10.61M £7.58M–£13.63M	—	—	0	19y	83	61y
DALCON LIMITED→ SC327630 · est 2007	£6.00M £4.28M–£7.71M	—	—	96	18y	88	58y
ABN SERVICES CO. LTD.→ SC216960 · est 2001	£187.1k £133.6k–£240.6k	—	—	35	25y	83	61y
BWA NEXUS LIMITED→ SC205639 · est 2000	£70.3k £50.3k–£90.5k	—	—	3	26y	92	62y
ALBA DEWATERING SERVICES LIMITED→ SC235431 · est 2002	—	—	—	40	23y	83	66y
BURNAWN SERVICES LTD→ SC307932 · est 2006	—	—	—	1400	19y	83	58y
CLYDE COAST CONTRACTS LIMITED→ SC068689 · est 1979	—	—	£5.34M	—	46y	83	64y
JJL GROUNDWORKS (AYR) LTD.→ SC256402 · est 2003	—	—	£2.22M	—	22y	83	60y
RTS CONTRACTS LIMITED→ SC205745 · est 2000	—	—	£961.4k	—	26y	83	61y
WEST SIPHONICS SYSTEMS LIMITED→ SC381758 · est 2010	—	—	£1.84M	—	15y	83	66y
WESTGALE LIMITED→ SC281968 · est 2005	—	—	—	21	21y	83	67y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2008-06-10

Jurisdictionscotland

Primary SIC42990 — Construction of other civil engineering projects n.e.c.

Registered office

Tod House

Templand Road

Dalry

KA24 5EU

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-06-24

Last: 2025-06-10

Officers (2 active · 6 resigned)

ANDERSON, Alastair Thomas→

director · ~52y · appointed 2018-06-08

View their other companies + combined net worth →

Active

CLIMSON, Gary→

director · ~61y · appointed 2008-06-10

View their other companies + combined net worth →

Active

BRIGGS, Ian→

secretary · appointed 2008-06-10 · resigned 2012-04-23

Resigned

BRIAN REID LTD.→

corporate-secretary · appointed 2008-06-10 · resigned 2008-06-10

Resigned

MCTAGGART, John Ross→

director · ~77y · appointed 2008-06-10 · resigned 2018-06-11

Resigned

MCTAGGART, William Morris→

director · ~53y · appointed 2008-06-10 · resigned 2015-03-05

Resigned

PATRICK, David Stewart→

director · ~70y · appointed 2012-09-20 · resigned 2016-09-30

Resigned

STEPHEN MABBOTT LTD.→

corporate-director · appointed 2008-06-10 · resigned 2008-06-10

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Lloyds Banking Group Royal Bank of Scotland PLC	Bond & floating charge	1 property	22/10/2008	—

Click column headers to sort. Use filters above to narrow by status and lender.