TRANSFORM COMMUNITY DEVELOPMENT
- · Oldest live charge 13.8y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 13.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 13.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 37 | 3800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 officers
- • 1 accounts
Corporate timeline (129 events)Click to expand
- 2026-01-26➖STARLING, Malcolm Doig resigneddirector
- 2026-01-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-03📄accounts-with-accounts-type-fullaccounts · AA
- 2025-11-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-24➕TAHA, Emir appointeddirector
- 2025-08-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-13➕CURA, Carlene appointeddirector
- 2024-12-05📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-15➖CAMERON, Scott Baird resigneddirector
- 2023-12-19📄accounts-with-accounts-type-smallaccounts · AA
- 2023-12-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-06➕GRABOWSKI, Hans Ulrich appointeddirector
- 2023-12-06➕CAMERON, Scott Baird appointeddirector
- 2023-12-06➖DINGWALL, Lindsay Helen resigneddirector
- 2023-12-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-01🔓Charge satisfied #2
- 2023-11-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-16➕STARLING, Malcolm Doig appointeddirector
- 2022-12-21📄accounts-with-accounts-type-fullaccounts · AA
- 2022-11-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-28➖MACQUEEN, Alasdair William resigneddirector
- 2021-12-22📄accounts-with-accounts-type-groupaccounts · AA
- 2021-06-24📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2021-06-24📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-06-23➕SMITH, Bryan appointedsecretary
- 2021-06-23➖LAIDLAW, Simon resignedsecretary
- 2020-12-31📄accounts-with-accounts-type-groupaccounts · AA
- 2018-12-05➖MANSI, Kathleen Mary resigneddirector
- 2018-10-17➖PICKETT, James Francis resigneddirector
- 2018-08-29➖MCALLION, John resigneddirector
- 2017-10-17➕DINGWALL, Lindsay Helen appointeddirector
- 2016-06-06➖SMITH, Thomas Dorman resigneddirector
- 2016-04-27➖BALL, Stewart Leslie resigneddirector
- 2016-02-03➖WARNOCK, Ian James resigneddirector
- 2016-01-27➕MANSI, Kathleen Mary appointeddirector
- 2014-07-23➖DINGWALL, Lindsay Helen resigneddirector
- 2014-05-21➕GABRIEL, Ronald appointeddirector
- 2014-05-21➕PICKETT, James Francis appointeddirector
- 2014-03-26➖LYTH, Harold Nicholas Mark resigneddirector
- 2013-06-04🔒Charge registered #3Lender: Social Investment Scotland
- 2013-06-03🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2013-05-15🔒Charge registered #2Lender: Social Investment Scotland
- 2012-11-06➖JOHNSTONE, Patricia resignedsecretary
- 2012-11-06➕LAIDLAW, Simon appointedsecretary
- 2012-07-05🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 80 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanRadial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| POSITIVE STEPS INITIATIVES LIMITED→ SC272286 · est 2004 | £300.5k £216.4k–£384.7k | — | — | 2 | 21y | 83 | 75y |
| BALFIELD PROPERTIES LTD→ SC334044 · est 2007 | — | — | — | 1400 | 18y | 83 | 66y |
| THE BRAE RIDING FOR THE DISABLED→ SC205733 · est 2000 | — | — | — | 7 | 26y | 83 | 83y |
| CAALCARE CARE AND SUPPORT SERVICES LIMITED→ SC300007 · est 2006 | — | — | — | 1300 | 20y | 82 | 69y |
| F.M.S.E. MACFARLANE LIMITED→ SC253335 · est 2003 | — | — | — | 900 | 22y | 82 | 80y |
| ST. DAVID'S CARE (FORFAR) LIMITED→ SC304274 · est 2006 | — | — | £734.8k | — | 19y | 82 | 65y |
| CARNOUSTIE, BARRY & PANBRIDE SICK NURSING ASSOCIATION→ SC169926 · est 1996 · no financials extracted | — | — | — | — | 29y | 81 | 77y |
| DEAF LINKS→ SC353562 · est 2009 | — | — | — | 1400 | 17y | 81 | 85y |
| FORFAR DAY CARE CENTRE→ SC239605 · est 2002 | — | — | — | 1000 | 23y | 81 | 86y |
| ICDAS FOUNDATION→ SC305836 · est 2006 · no financials extracted | — | — | — | — | 19y | 81 | 77y |
| TAYSIDE HEALTHCARE ARTS TRUST→ SC307393 · est 2006 | — | — | — | 100 | 19y | 81 | 85y |
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 52 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Social Investment Scotland | A registered charge | 1 property | 04/06/2013 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 03/06/2013 | — | |
| satisfied | Social Investment Scotland | A registered charge | 1 property | 15/05/2013 | 01/12/2023 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Floating charge | 1 property | 05/07/2012 | — |