MICROCOM (SCOTLAND) LIMITED
- · Oldest live charge 35.5y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (93/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 35.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 35.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.37M | £1.44M |
| Current assets | £198.1k | £255.0k |
| Cash | £183.1k | £207.0k |
| Debtors | £15.0k | £48.0k |
| Net assets | £1.37M | £1.43M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (33 events)Click to expand
- 2025-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-09-13📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-13📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-13📄change-person-secretary-company-with-change-dateofficers · CH03
- 2019-09-13📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-13📄change-person-director-company-with-change-dateofficers · CH01
- 2019-08-20📄change-person-director-company-with-change-dateofficers · CH01
- 2016-01-18🔓Charge satisfied #3
- 2009-03-27🔓Charge satisfied #1
- 2008-03-06🔒Charge registered #3Lender: Royal Bank of Scotland PLC
- 1992-11-27➖MACDONALD, Charlotte Wyllie resigneddirector
- 1991-10-22🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 1991-02-01➕MACDONALD, Charlotte Wyllie appointeddirector
- 1990-10-16🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1990-10-04➕FYFE, Sheila Catherine appointedsecretary
- 1990-10-04➖MILLER, Ian Michael resignedsecretary
- 1990-10-04➖MILLER, Ian Michael resigneddirector
- 1990-09-20➕FYFE, Sheila Catherine appointeddirector
- 1990-09-20➕MACDONALD, James Bernard appointeddirector
- 1990-09-20➕MILLER, Ian Michael appointedsecretary
- 1990-09-20➕MILLER, Ian Michael appointeddirector
- 1990-09-13🏢Company incorporatedAs MICROCOM (SCOTLAND) LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 36 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 77 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 36 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 36 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Bernard Macdonald Individual · British · DOB 11/1949 · age 77 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & B EDUCATION LIMITED→ SC159176 · est 1995 | — | — | £74.5k | — | 30y | 83 | 65y |
| ARDFERN LIMITED→ SC323936 · est 2007 | — | — | £517.8k | — | 18y | 82 | 71y |
| MICROCOM TRAINING LIMITED→ SC126684 · est 1990 | — | — | £695.3k | — | 35y | 82 | 77y |
| QUALITAS INTERNATIONAL LIMITED→ SC173499 · est 1997 | — | — | £81.0k | — | 29y | 82 | 59y |
| REGEN: FX YOUTH TRUST→ SC315092 · est 2007 · no financials extracted | — | — | — | — | 19y | 81 | 65y |
| CLYDEVALLEY KINDERGARTEN LIMITED→ SC219513 · est 2001 | — | — | — | 18 | 24y | 80 | 58y |
| SPORTFLIGHT SCOTLAND LIMITED→ SC308893 · est 2006 | — | — | £10.1k | — | 19y | 80 | 65y |
| BIGGAR CORN EXCHANGE LTD→ SC368706 · est 2009 | — | — | £72.5k | — | 16y | 79 | 81y |
| GMD COMMUNITY SERVICES LTD→ SC419834 · est 2012 | — | — | £132.1k | — | 14y | 79 | 59y |
| MEDICATION ALIGNMENT LTD→ SC463371 · est 2013 | — | — | — | — | 12y | 79 | 70y |
| SHARE LEARNING LIMITED→ SC145529 · est 1993 | — | — | — | 12 | 32y | 79 | 86y |
| ACCESS SERVICES (SCOTLAND) LTD→ SC532630 · est 2016 | — | — | — | — | 10y | 78 | 71y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 06/03/2008 | 18/01/2016 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 22/10/1991 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 16/10/1990 | 27/03/2009 |