DUNBAR THE JEWELLER LIMITED

🌳Matureactive
SC150912 · ltd · incorporated 1994-05-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 31.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£29.5k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: SIC 47770
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 69-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 31.9y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 31.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (1/2 with lender, 2/2 with type)
81
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
80 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £29,506
Net assets shrinking
Down £14,199 YoY
Cash YoY
-5%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£12k
↓ 5.0% YoY
Net Worth
£30k
↓ 32% YoY
Current Assets
£164k
↑ 6.5% YoY
Current Liabilities
—
£0£33k£65k£98k£131k£164kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£45.6k£63.6k
Current assets£163.6k£153.6k
Cash£11.6k£12.2k
Debtors£3.5k£1.7k
Net assets£29.5k£43.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2025-07-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-05-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-05-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-07-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-06-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-06-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2018-04-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2017-09-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2016-07-27
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  11. 2016-06-15
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  12. 2016-06-15
    📍
    change-sail-address-company-with-new-address
    address · AD02
  13. 2015-06-29
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-05-05
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2014-06-04
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2014-04-10
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 1997-03-31
    ➖
    FERGUSON, John resigned
    director
  18. 1994-06-29
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  19. 1994-06-24
    🔒
    Charge registered #1
    Bond & floating charge
  20. 1994-05-17
    🏢
    Company incorporated
    As DUNBAR THE JEWELLER LIMITED
  21. 1994-05-17
    ➕
    GREEN, Claire appointed
    secretary
  22. 1994-05-17
    ➕
    GREEN, Claire appointed
    director
  23. 1994-05-17
    ➕
    JACOBSON, Harry Aaron appointed
    director
  24. 1994-05-17
    ➕
    REID, Brian appointed
    nominee-secretary
  25. 1994-05-17
    ➖
    REID, Brian resigned
    nominee-secretary
  26. 1994-05-17
    ➕
    FERGUSON, John appointed
    director
  27. 1994-05-17
    ➕
    MABBOTT, Stephen appointed
    nominee-director
  28. 1994-05-17
    ➖
    MABBOTT, Stephen resigned
    nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Harry Aaron Jacobson
Individual · British · DOB 11/1957 · age 69
25–50%
—25-50% shares06/04/2016
Mrs Claire Green
Individual · British · DOB 12/1967 · age 59
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Retail · FK postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
THE PAINT SHED LIMITED→
SC031414 · est 1956
£8.76M
£6.57M–£10.95M
£23.04M—1050070y8370y
WEB PHARMACY LIMITED→
SC361420 · est 2009
£24.1k
£18.1k–£30.2k
——8316y8451y
GRAMPIAN BLINDS LIMITED→
SC232209 · est 2002
———70023y8364y
KHALSA RETAIL LTD→
SC297040 · est 2006
———130020y8362y
ANGLING ACTIVE LIMITED→
SC194095 · est 1999
———200027y8278y
CAFE ALBERT LIMITED→
SC151077 · est 1994
———3031y8279y
EAST BOLDON VILLAGE PHARMACY LIMITED→
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——£116.8k—24y8268y
FRAMED IMAGES WORKSHOPS LIMITED→
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——£31.2k—27y8270y
HARGREAVES RECLAMATION LIMITED→
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———70023y8268y
JOHN HILL BUTCHER LIMITED→
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——£120.7k—24y8263y
TYTRAS LIMITED→
SC652323 · est 2020 · no financials extracted
————6y——
WEB ALT LIMITED→
SC762629 · est 2023 · no financials extracted
————3y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1994-05-17
Jurisdictionscotland
Primary SIC47770 — SIC 47770

Registered office

39 Mill Street
Alloa
Clackmannanshire
FK10 1DW

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-05-31
Last: 2025-05-17

Officers (3 active · 3 resigned)

GREEN, Claire→
secretary · appointed 1994-05-17
View their other companies + combined net worth →
Active
GREEN, Claire→
director · ~59y · appointed 1994-05-17
View their other companies + combined net worth →
Active
JACOBSON, Harry Aaron→
director · ~69y · appointed 1994-05-17
View their other companies + combined net worth →
Active
REID, Brian→
nominee-secretary · appointed 1994-05-17 · resigned 1994-05-17
Resigned
FERGUSON, John→
director · ~82y · appointed 1994-05-17 · resigned 1997-03-31
Resigned
MABBOTT, Stephen→
nominee-director · ~76y · appointed 1994-05-17 · resigned 1994-05-17
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property29/06/1994—
outstanding
Unknown
Bond & floating charge—24/06/1994—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (80 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-05-26