WEB PHARMACY LIMITED
🌳Matureactive
SC361420 · ltd · incorporated 2009-06-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Dispensing chemist in specialised stores
Sector: Wholesale & retail
Investor take
PursueLeverage-led grower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (62/100).
🏦
Refinance opportunity
49 live charges · 4 lenders · oldest 16.7y
45/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 16.7 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
49 charges (49/49 with lender, 49/49 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
65
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £276,607
Turned profitable
Returned to profit this year
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-28 |
|---|---|---|
| Profit before tax | £276.6k | £-34.7k |
| Average employees | 83 | 8600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Last 180 days
8
filings
- • 4 mortgage
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (103 events)Click to expand
- 2026-03-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-03-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-01-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-20🔒Charge registered #49Lender: Unity Trust Bank PLC
- 2026-01-20🔒Charge registered #48Lender: Unity Trust Bank PLC
- 2026-01-20🔒Charge registered #47Lender: Unity Trust Bank PLC
- 2026-01-09🔒Charge registered #46Lender: Unity Trust Bank PLC
- 2025-11-19📄accounts-with-accounts-type-fullaccounts · AA
- 2024-11-26📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-26🔒Charge registered #45Lender: Unity Trust Bank PLC
- 2024-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-19🔒Charge registered #44Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #43Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #42Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #41Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #40Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #39Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #38Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #37Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #36Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #35Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #34Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #33Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #32Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #31Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #30Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #29Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #28Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #27Lender: Unity Trust Bank PLC
- 2024-03-19🔒Charge registered #26Lender: Unity Trust Bank PLC
- 2024-03-18🔓Charge satisfied #25
- 2024-03-18🔓Charge satisfied #24
- 2024-03-18🔓Charge satisfied #23
Showing most recent 50 of 103 events
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med · 1 low4 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-01-20: A registered charge; 2026-01-20: A registered charge; 2026-01-20: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
24 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
2 corporate shareholders identified. Group structure is distributed.
🏛️significant stake
Myob Holdings Limited
Corporate parent · holds 25-50% shares
🏛️majority
Right Medicine Pharmacy Limited
Corporate parent · holds 50-75% shares
⬇
WEB PHARMACY LIMITED
This company · SC361420
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Right Medicine Pharmacy Limited Corporate entity | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 19/06/2016 |
Myob Holdings Limited Corporate entity | 25–50% | — | 25-50% shares | 31/10/2023 |
1 historic (ceased) PSC
- Cross Healthcare Limitedceased 31/10/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| THE PAINT SHED LIMITED→ SC031414 · est 1956 | £8.76M £6.57M–£10.95M | £23.04M | — | 10500 | 70y | 83 | 70y |
| GRAMPIAN BLINDS LIMITED→ SC232209 · est 2002 | — | — | — | 700 | 23y | 83 | 64y |
| KHALSA RETAIL LTD→ SC297040 · est 2006 | — | — | — | 1300 | 20y | 83 | 62y |
| ANGLING ACTIVE LIMITED→ SC194095 · est 1999 | — | — | — | 2000 | 27y | 82 | 78y |
| CAFE ALBERT LIMITED→ SC151077 · est 1994 | — | — | — | 30 | 31y | 82 | 79y |
| DUNBAR THE JEWELLER LIMITED→ SC150912 · est 1994 | — | — | £29.5k | — | 31y | 82 | 69y |
| EAST BOLDON VILLAGE PHARMACY LIMITED→ SC224250 · est 2001 | — | — | £116.8k | — | 24y | 82 | 68y |
| FRAMED IMAGES WORKSHOPS LIMITED→ SC190202 · est 1998 | — | — | £31.2k | — | 27y | 82 | 70y |
| HARGREAVES RECLAMATION LIMITED→ SC246805 · est 2003 | — | — | — | 700 | 23y | 82 | 68y |
| JOHN HILL BUTCHER LIMITED→ SC223783 · est 2001 | — | — | £120.7k | — | 24y | 82 | 63y |
| TYTRAS LIMITED→ SC652323 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| WEB ALT LIMITED→ SC762629 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-06-18
Jurisdictionscotland
Primary SIC47730 — Dispensing chemist in specialised stores
Registered office
79-81 Bandeath Industrial Estate
Throsk
Stirling
FK7 7NP
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28
Officers (3 active · 1 resigned)
Active
CRUICKSHANK, Alexander Douglas Miller→
Activedirector · ~51y · appointed 2010-08-01
View their other companies + combined net worth →
WICKS, Noel James→
Activedirector · ~49y · appointed 2009-06-18
View their other companies + combined net worth →
MCDONALD, Stefan David→
Resigneddirector · ~47y · appointed 2009-12-23 · resigned 2012-09-14
Click a director name to see their full track record across all companies.
Mortgages & charges
49
Total charges
24
Outstanding
1
Active lenders
Status:Lender:49 of 49 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 20/01/2026 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 20/01/2026 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 20/01/2026 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | — | 09/01/2026 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 26/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 2 properties | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 19/03/2024 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/09/2021 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 16/12/2020 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 16/12/2020 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 03/09/2020 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 03/09/2020 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 03/09/2020 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 03/09/2020 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 20/07/2020 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 24/12/2019 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/09/2019 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 11/10/2018 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 04/10/2018 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 3 properties | 09/07/2018 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/06/2018 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 05/10/2017 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 16/12/2015 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 16/12/2015 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 16/12/2015 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/12/2015 | 18/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 04/11/2014 | 22/04/2021 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 28/10/2014 | 18/03/2024 | |
| satisfied | Aah Pharmaceuticals Aah Pharmaceuticals LTD | Bond & floating charge | 1 property | 27/10/2009 | 13/01/2015 | |
| satisfied | HSBC Hsbc Bank PLC | Standard security | 1 property | 14/10/2009 | 30/07/2015 | |
| satisfied | HSBC Hsbc Bank PLC | Standard security | 1 property | 13/10/2009 | 13/01/2015 | |
| satisfied | HSBC Hsbc Bank PLC | Floating charge | 1 property | 02/09/2009 | 13/01/2015 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (121 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-02
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-03-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-21
accounts-with-accounts-type-full
accounts · AA
2025-11-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-28
accounts-with-accounts-type-full
accounts · AA
2024-11-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-22