CAFE ALBERT LIMITED
- · Oldest live charge 28.0y old — refinance window within 12 months
- 56101Licenced restaurants
- 56210Event catering activities
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · oldest 28.0y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 28.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
3 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 | 2023-07-31 |
|---|---|---|---|
| Average employees | 30 | 2400 | 2200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 2 persons-with-significant-control
- • 2 officers
- • 1 accounts
- • 2 persons-with-significant-control
- • 2 officers
- • 1 accounts
Corporate timeline (27 events)Click to expand
- 2026-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-03-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-25📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-25📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-06-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-31📄change-person-secretary-company-with-change-dateofficers · CH03
- 2018-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 1998-07-01🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 1998-05-13🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1994-05-26🏢Company incorporatedAs CAFE ALBERT LIMITED
- 1994-05-26➕BEDWELL, James Andrew, Mr. appointedsecretary
- 1994-05-26➕BEDWELL, James Andrew, Mr. appointeddirector
- 1994-05-26➕BEDWELL, Sylvia Mary, Mrs. appointeddirector
- 1994-05-26➕SCOTT, William John appointedsecretary
- 1994-05-26➖SCOTT, William John resignedsecretary
- 1994-05-26➕YORKSTON, John Wood appointeddirector
- 1994-05-26➖YORKSTON, John Wood resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr. James Andrew Bedwell Individual · British · DOB 12/1947 · age 79 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs. Sylvia Mary Bedwell Individual · British · DOB 12/1950 · age 76 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 01/07/1998 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 13/05/1998 | — |