CAFE ALBERT LIMITED

🌳Matureactive
SC151077 · ltd · incorporated 1994-05-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 28.0y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jul 2025
Net worth
book net assets
Opportunity
82/100
Exceptional
🔔
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What this business does
Primary activity: SIC 47250
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 56101Licenced restaurants
  • 56210Event catering activities
Investor take
Pursue
Active trading company with a 79-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 28.0y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 28.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
3 years of iXBRL accounts extracted + narrative notes parsed
95
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
90 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

3 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jul 2023Jul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-07-312024-07-312023-07-31
Average employees3024002200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
5
filings
  • 2 persons-with-significant-control
  • 2 officers
  • 1 accounts
Last 180 days
5
filings
  • 2 persons-with-significant-control
  • 2 officers
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-03-25
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2026-03-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2026-03-25
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2026-03-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2025-08-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2025-04-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-04-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-04-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-06-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2022-06-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2022-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-04-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-04-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-05-31
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  17. 2018-04-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 1998-07-01
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  19. 1998-05-13
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  20. 1994-05-26
    🏢
    Company incorporated
    As CAFE ALBERT LIMITED
  21. 1994-05-26
    BEDWELL, James Andrew, Mr. appointed
    secretary
  22. 1994-05-26
    BEDWELL, James Andrew, Mr. appointed
    director
  23. 1994-05-26
    BEDWELL, Sylvia Mary, Mrs. appointed
    director
  24. 1994-05-26
    SCOTT, William John appointed
    secretary
  25. 1994-05-26
    SCOTT, William John resigned
    secretary
  26. 1994-05-26
    YORKSTON, John Wood appointed
    director
  27. 1994-05-26
    YORKSTON, John Wood resigned
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 79 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr. James Andrew Bedwell
Individual · British · DOB 12/1947 · age 79
2550%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs. Sylvia Mary Bedwell
Individual · British · DOB 12/1950 · age 76
2550%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1994-05-26
Jurisdictionscotland
Primary SIC47250 — SIC 47250

Registered office

The Gargunnock Inn Main Street
Gargunnock
Stirling
Stirlingshire
FK8 3BW
Scotland

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-06-09
Last: 2025-05-26

Officers (3 active · 2 resigned)

BEDWELL, James Andrew, Mr.
secretary · appointed 1994-05-26
View their other companies + combined net worth →
Active
BEDWELL, James Andrew, Mr.
director · ~79y · appointed 1994-05-26
View their other companies + combined net worth →
Active
BEDWELL, Sylvia Mary, Mrs.
director · ~76y · appointed 1994-05-26
View their other companies + combined net worth →
Active
SCOTT, William John
secretary · appointed 1994-05-26 · resigned 1994-05-26
Resigned
YORKSTON, John Wood
director · ~72y · appointed 1994-05-26 · resigned 1994-05-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property01/07/1998
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property13/05/1998
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (90 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-25
change-person-director-company-with-change-date
officers · CH01
2026-03-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-25
change-person-director-company-with-change-date
officers · CH01
2026-03-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-06-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-06-01