COMBINED PUMPS CORP LTD
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Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
9 live charges · 6 lenders · oldest 25.2y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 25.2 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Average employees | 2400 | 1400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (47 events)Click to expand
- 2025-09-01📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-08-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-07🔒Charge registered #9Lender: Bank of Scotland PLC
- 2025-08-04🔒Charge registered #8Lender: Bank of Scotland PLC
- 2025-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-11➕STAMPER, Scott appointeddirector
- 2025-06-11➖STAMPER, Scott resigneddirector
- 2025-06-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-03📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-12-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-15📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2024-09-24📄gazette-notice-compulsorygazette · GAZ1
- 2024-07-22➕STAMPER, Christina appointeddirector
- 2024-07-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-25📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-12-16📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-10📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2023-09-26📄gazette-notice-compulsorygazette · GAZ1
- 2022-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-29📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-09-27📄gazette-notice-compulsorygazette · GAZ1
- 2020-02-13🔓Charge satisfied #7
- 2020-02-13🔓Charge satisfied #6
- 2017-06-14🔒Charge registered #7Lender: Shawbrook Bank Limited
- 2017-06-14🔒Charge registered #6Lender: Shawbrook Bank Limited
- 2015-01-13🔒Charge registered #5Lender: Aldermore Bank PLC
- 2015-01-08🔓Charge satisfied #2
- 2014-09-08🔒Charge registered #4Lender: Aldermore Bank PLC
- 2014-09-08🔓Charge satisfied #3
- 2014-09-08🔓Charge satisfied #1
- 2008-08-01➕STAMPER, Eric Swan appointeddirector
- 2008-07-07➖STAMPER, Eric resigneddirector
- 2008-02-26🔒Charge registered #3Lender: Rbs Invoice Finance Limited
- 2002-07-12🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2001-03-20🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1999-05-27➕STAMPER, Christina appointedsecretary
- 1999-05-27➖PARAMOUNT COMPANY SEARCHES LIMITED resignedcorporate-secretary
- 1999-05-27➕STAMPER, Eric appointeddirector
- 1999-05-27➖PARAMOUNT PROPERTIES (UK) LIMITED resignedcorporate-director
- 1998-05-27🏢Company incorporatedAs COMBINED PUMPS CORP LTD
- 1998-05-27➕PARAMOUNT COMPANY SEARCHES LIMITED appointedcorporate-secretary
- 1998-05-27➕PARAMOUNT PROPERTIES (UK) LIMITED appointedcorporate-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 77 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Eric Swan Stamper Individual · British · DOB 02/1950 · age 76 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| GRAY & ADAMS LIMITED→ SC047482 · est 1970 | £75.13M £58.44M–£91.83M | — | — | 502 | 56y | 87 | 71y |
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| GRAY & ADAMS (DUNFERMLINE) LIMITED→ SC082971 · est 1983 | £17.07M £13.28M–£20.87M | — | — | 106 | 43y | 85 | 71y |
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| DALES ENGINEERING SERVICES LIMITED→ SC107948 · est 1987 | £6.22M £4.84M–£7.60M | £21.87M | — | 11000 | 38y | 93 | 70y |
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| VECTOR SUPPLIES LIMITED→ SC103810 · est 1987 | £1.63M £1.27M–£1.99M | — | — | 16 | 39y | 85 | 71y |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 07/08/2025 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 04/08/2025 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 14/06/2017 | 13/02/2020 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 14/06/2017 | 13/02/2020 | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 13/01/2015 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 08/09/2014 | — | |
| satisfied | NatWest Group Rbs Invoice Finance Limited | Floating charge | 1 property | 26/02/2008 | 08/09/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 12/07/2002 | 08/01/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 20/03/2001 | 08/09/2014 |