ABRDN CLIENT MANAGEMENT LIMITED

🌳Matureactive
SC193444 · ltd · incorporated 1999-02-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
38 officers (3 active, 38 linked, 32 with DOB)
87
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
174 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (95 events)Click to expand
  1. 2025-10-02
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-10-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-03-26
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  4. 2025-03-19
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2024-09-26
    📄
    accounts-with-accounts-type-full
    accounts · AA
  6. 2024-07-22
    COURBEBAISSE, Alain Khelil appointed
    director
  7. 2024-07-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2024-07-08
    BYARD, Deborah appointed
    director
  9. 2024-07-08
    ABRDN CORPORATE SECRETARY LIMITED resigned
    corporate-secretary
  10. 2024-07-08
    MCBIRNIE, Graeme James resigned
    director
  11. 2024-07-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2024-07-08
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  13. 2024-07-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2024-07-08
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2024-02-26
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2024-02-23
    DEAVES, Sarah Jane resigned
    director
  17. 2023-09-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2023-07-18
    📄
    accounts-with-accounts-type-full
    accounts · AA
  19. 2023-06-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2023-05-31
    TITTERTON, Paul James resigned
    director
  21. 2023-05-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2023-05-09
    DEAVES, Sarah Jane appointed
    director
  23. 2023-03-10
    📄
    resolution
    resolution · RESOLUTIONS
  24. 2023-03-07
    📄
    capital-allotment-shares
    capital · SH01
  25. 2023-03-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  26. 2023-02-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  27. 2023-02-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  28. 2023-02-17
    CLEWS, Karen Louise resigned
    director
  29. 2023-02-17
    DYER, Colin Mccracken resigned
    director
  30. 2022-08-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  31. 2022-08-01
    WILSON, Richard Simon appointed
    director
  32. 2022-08-01
    CONNELLAN, Caroline Mary resigned
    director
  33. 2022-06-30
    TITTERTON, Paul James appointed
    director
  34. 2022-02-21
    CLEWS, Karen Louise appointed
    director
  35. 2021-12-23
    MCBIRNIE, Graeme James appointed
    director
  36. 2021-11-01
    BUTWELL, Noel Thomas resigned
    director
  37. 2021-11-01
    CONNELLAN, Caroline Mary appointed
    director
  38. 2021-07-28
    DYER, Colin Mccracken appointed
    director
  39. 2021-02-26
    SCOTT, Julie Frances resigned
    director
  40. 2020-07-13
    SMITH, Wendy Jane resigned
    secretary
  41. 2020-07-13
    ABRDN CORPORATE SECRETARY LIMITED appointed
    corporate-secretary
  42. 2019-09-20
    BUTWELL, Noel Thomas appointed
    director
  43. 2019-08-07
    WARNER, Andrew Simon resigned
    director
  44. 2019-06-19
    O'DWYER, Finbar Anthony resigned
    director
  45. 2018-11-01
    HORSBURGH, Frances Margaret resigned
    secretary
  46. 2018-11-01
    SMITH, Wendy Jane appointed
    secretary
  47. 2018-10-18
    WARNER, Andrew Simon appointed
    director
  48. 2018-10-12
    MURRAY, Steven Grant resigned
    director
  49. 2018-10-12
    O'DWYER, Finbar Anthony appointed
    director
  50. 2018-08-31
    PERCIVAL, Stephen Keith resigned
    director
Showing most recent 50 of 95 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Interactive Investor Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Interactive Investor Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
ABRDN CLIENT MANAGEMENT LIMITED
This company · SC193444

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Interactive Investor Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control19/03/2025
2 historic (ceased) PSCs
  • Abrdn Plcceased 19/03/2025· 75-100% shares · 75-100% voting · board control
  • Standard Life Assurance Limitedceased 08/08/2018· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1999-02-12
Jurisdictionscotland
Primary SIC65110 — Life insurance

Registered office

1 George Street
Edinburgh
EH2 2LL
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-10
Last: 2026-02-24

Officers (3 active · 35 resigned)

BYARD, Deborah
director · ~54y · appointed 2024-07-08
View their other companies + combined net worth →
Active
COURBEBAISSE, Alain Khelil
director · ~59y · appointed 2024-07-22
View their other companies + combined net worth →
Active
WILSON, Richard Simon
director · ~60y · appointed 2022-08-01
View their other companies + combined net worth →
Active
BURNS, Simon Alexander Dawson
secretary · appointed 2005-06-29 · resigned 2009-01-01
Resigned
HORSBURGH, Frances Margaret
secretary · appointed 2015-04-29 · resigned 2018-11-01
Resigned
HOUSTON, Thomas Black
secretary · appointed 1999-02-12 · resigned 2005-06-29
Resigned
MCGOVERN, Gillian
secretary · appointed 2009-01-01 · resigned 2015-04-29
Resigned
SMITH, Wendy Jane
secretary · appointed 2018-11-01 · resigned 2020-07-13
Resigned
ABRDN CORPORATE SECRETARY LIMITED
corporate-secretary · appointed 2020-07-13 · resigned 2024-07-08
Resigned
BOURKE, Evelyn Brigid
director · ~61y · appointed 2006-08-07 · resigned 2008-11-07
Resigned
BUTWELL, Noel Thomas
director · ~57y · appointed 2019-09-20 · resigned 2021-11-01
Resigned
CLEWS, Karen Louise
director · ~52y · appointed 2022-02-21 · resigned 2023-02-17
Resigned
CONNELLAN, Caroline Mary
director · ~53y · appointed 2021-11-01 · resigned 2022-08-01
Resigned
DEAVES, Sarah Jane
director · ~65y · appointed 2023-05-09 · resigned 2024-02-23
Resigned
DYER, Colin Mccracken
director · ~57y · appointed 2021-07-28 · resigned 2023-02-17
Resigned
GILL, John Easton
director · ~62y · appointed 2005-06-29 · resigned 2017-09-29
Resigned
GUNTHER, Anne Margaret
director · ~71y · appointed 2005-06-29 · resigned 2009-02-27
Resigned
HALL, Michael Andrew
director · ~72y · appointed 2005-06-29 · resigned 2008-06-30
Resigned
HOUSTON, Thomas Black
director · ~76y · appointed 1999-02-12 · resigned 2005-06-29
Resigned
INGLEDEW, Stephen Leonard
director · ~64y · appointed 2011-08-23 · resigned 2016-09-15
Resigned

Click a director name to see their full track record across all companies.

Recent filings (174 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-24
accounts-with-accounts-type-full
accounts · AA
2025-10-02
change-person-director-company-with-change-date
officers · CH01
2025-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-03-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-03-19
accounts-with-accounts-type-full
accounts · AA
2024-09-26
appoint-person-director-company-with-name-date
officers · AP01
2024-07-22
termination-director-company-with-name-termination-date
officers · TM01
2024-07-08
termination-secretary-company-with-name-termination-date
officers · TM02
2024-07-08
appoint-person-director-company-with-name-date
officers · AP01
2024-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-08
change-person-director-company-with-change-date
officers · CH01
2024-07-08
termination-director-company-with-name-termination-date
officers · TM01
2024-02-26
change-person-director-company-with-change-date
officers · CH01
2023-09-25