INVESTAX LIMITED
🌳Matureactive
SC222930 · ltd · incorporated 2001-09-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£70.0k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 19.9y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
11 officers (4 active, 11 linked, 6 with DOB)
81
Ownership & PSC
3 active PSC(s) of 7 total, 7 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
101 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £70,000
Net assets shrinking
Down £15,954 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£70k
↓ 19% YoY
Current Assets
£248k
↑ 15% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £70.0k | £86.0k |
| Current assets | £248.1k | £216.3k |
| Net assets | £70.0k | £86.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
- 2026-01-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-05-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-07📄memorandum-articlesincorporation · MA
- 2025-05-07📄resolutionresolution · RESOLUTIONS
- 2025-05-07📄capital-allotment-sharescapital · SH01
- 2025-04-30➕ROBERTS, Martin Edward appointeddirector
- 2025-01-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-10-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-10-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2017-02-15➕LAWSON, Sheena Susan Louise appointedsecretary
- 2017-02-15➖LAWSON, Sheena Susan Louise resigneddirector
- 2017-02-06➖MCBETH, Martin Gerrard resignedsecretary
- 2017-02-06➖MCBETH, Eileen Maura resigneddirector
- 2017-02-06➖MCKERRAL, Janet resigneddirector
- 2014-09-10➕LAWSON, Sheena Susan Louise appointeddirector
- 2014-09-10➕MCBETH, Eileen Maura appointeddirector
- 2014-05-01➕ROBERTSON, Martin Robert appointeddirector
- 2014-05-01➕MCKERRAL, Janet appointeddirector
- 2008-04-07➖JOHNSTONE, Gordon James resignedsecretary
- 2008-04-07➕MCBETH, Martin Gerrard appointedsecretary
- 2006-06-08🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2001-09-06🏢Company incorporatedAs INVESTAX LIMITED
- 2001-09-06➕LAWSON, Stephen John appointeddirector
- 2001-09-06➕JOHNSTONE, Gordon James appointedsecretary
- 2001-09-06➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2001-09-06➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2001-09-06➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
- 2001-09-06➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
Owner dependency
60/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Martin Edward Roberts Individual · British · DOB 09/1978 · age 48 | 25–50% | — | 25-50% shares | 30/04/2025 |
Mr Stephen John Lawson Individual · British · DOB 06/1971 · age 55 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Martin Robertson Individual · British · DOB 02/1971 · age 55 | 25–50% | — | 25-50% shares | 06/04/2016 |
4 historic (ceased) PSCs
- Mrs Sheena Susan Louise Lawsonceased 16/06/2020· 25-50% shares
- Mr Martin Robert Robertsonceased 10/10/2018· 25-50% shares
- Mrs Janet Mckerralceased 06/02/2017· 25-50% shares
- Mrs Eileen Mcbethceased 06/02/2017· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| @SIPP (PENSION TRUSTEES) LIMITED→ SC217251 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| @SIPP LIMITED→ SC217126 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| SADCO FINANCIAL LTD→ SC685833 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| SALTIRE CAPITAL LIMITED→ SC660404 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| SAMICHI LIMITED→ SC590009 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| SANTANDER ASSET MANAGEMENT UK LIMITED→ SC106669 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| SANTE LIMITED→ SC680181 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| SAVE & INVEST FT LIMITED→ SC312269 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| SC629836 LTD→ SC629836 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| SCARFF WEALTH MANAGEMENT LTD→ SC800061 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| SCOTT WEALTH FINANCIAL SERVICES LTD→ SC500119 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| SD BUSINESS SOLUTIONS LTD→ SC172177 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-09-06
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
234 West George Street
Glasgow
G2 4QY
Scotland
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-09-20
Last: 2025-09-06
Officers (4 active · 7 resigned)
LAWSON, Sheena Susan Louise→
Activesecretary · appointed 2017-02-15
View their other companies + combined net worth →
LAWSON, Stephen John→
Activedirector · ~55y · appointed 2001-09-06
View their other companies + combined net worth →
ROBERTS, Martin Edward→
Activedirector · ~48y · appointed 2025-04-30
View their other companies + combined net worth →
ROBERTSON, Martin Robert→
Activedirector · ~55y · appointed 2014-05-01
View their other companies + combined net worth →
JOHNSTONE, Gordon James→
Resignedsecretary · appointed 2001-09-06 · resigned 2008-04-07
MCBETH, Martin Gerrard→
Resignedsecretary · appointed 2008-04-07 · resigned 2017-02-06
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2001-09-06 · resigned 2001-09-06
LAWSON, Sheena Susan Louise→
Resigneddirector · ~53y · appointed 2014-09-10 · resigned 2017-02-15
MCBETH, Eileen Maura→
Resigneddirector · ~88y · appointed 2014-09-10 · resigned 2017-02-06
MCKERRAL, Janet→
Resigneddirector · ~70y · appointed 2014-05-01 · resigned 2017-02-06
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 2001-09-06 · resigned 2001-09-06
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 08/06/2006 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (101 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-11
appoint-person-director-company-with-name-date
officers · AP01
2025-05-09
memorandum-articles
incorporation · MA
2025-05-07
resolution
resolution · RESOLUTIONS
2025-05-07
capital-allotment-shares
capital · SH01
2025-05-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-25
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-10
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-07
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-06