CLYDESDALE COMMUNITY INITIATIVES
- · Oldest live charge 12.2y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 81). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 12.2y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 12.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (66/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Corporate timeline (66 events)Click to expand
- 2025-10-21📄accounts-amended-with-accounts-type-fullaccounts · AAMD
- 2025-10-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-30➕PAGET, Helen Elizabeth appointeddirector
- 2025-09-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-03-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-25➖MARSHALL, Donna Claire resigneddirector
- 2024-11-07📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-26➖MACDONALD, Neil resigneddirector
- 2024-02-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-30➕DICKIE, Nicola appointeddirector
- 2024-01-21➖HILL, Eileen Francis Rachel resigneddirector
- 2023-12-07📄accounts-with-accounts-type-fullaccounts · AA
- 2023-02-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-13➕SCOTT, Peter Edgar appointeddirector
- 2022-12-13📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-22➕MARSHALL, Donna Claire appointeddirector
- 2022-08-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-07📄accounts-with-accounts-type-fullaccounts · AA
- 2020-11-19📄accounts-with-accounts-type-groupaccounts · AA
- 2020-01-14📄accounts-with-accounts-type-groupaccounts · AA
- 2018-12-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-11-27➕LAIDLAW, Lorna appointeddirector
- 2018-10-15📄accounts-with-accounts-type-groupaccounts · AA
- 2018-05-29➕BERKLEY, Martin Hugh appointeddirector
- 2018-03-27➕KEALEY, Margaret Tennant appointeddirector
- 2018-01-30➖STEIN, Alexandra Mary, Dr resigneddirector
- 2016-11-26➕MCSHANNON, Niall Gerard Patrick appointedsecretary
- 2016-11-26➖GREER, Lisa Mary resignedsecretary
- 2016-07-09➖WADDELL, Ronald Muir resigneddirector
- 2016-07-09➖WALKINSHAW, Yvonne resigneddirector
- 2016-07-07➕HILL, Eileen Francis Rachel appointeddirector
- 2016-04-27➖HUNTER, Russell Gilchrist resigneddirector
- 2014-07-22🔒Charge registered #2Lender: Rbs Group Micro Finance Funds
- 2014-05-27➕STEIN, Alexandra Mary, Dr appointeddirector
- 2014-02-24🔒Charge registered #1Lender: The Big Lottery Fund
- 2013-10-08➖MCPHAIL, Christine Anne resigneddirector
- 2013-01-15➕NEILSON, Hamish Rollo Aytoun appointeddirector
- 2012-10-30➕MACDONALD, Neil appointeddirector
- 2012-06-19➕WALKER, Andrew Orr appointeddirector
- 2010-08-10➕MCPHAIL, Christine Anne appointeddirector
- 2010-06-17➖EVANS, Christine resigneddirector
- 2010-05-09➕MCSHANNON, Niall Gerard Patrick appointeddirector
- 2010-05-06➕GREER, Lisa Mary appointedsecretary
- 2010-05-06➖WADDELL, Ronald Muir resignedsecretary
- 2010-05-06➖GREER, Lisa Mary resigneddirector
- 2009-05-26➕HUNTER, Russell Gilchrist appointeddirector
- 2009-04-15➖THOMSON, Colin Alexander resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -10 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 81 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 18 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanRadial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CADDON HEALTHCARE LTD.→ SC243381 · est 2003 | — | — | — | 1500 | 23y | 82 | 67y |
| CLINTON HOUSE STRATHCLYDE (CARE HOMES) LIMITED→ SC148618 · est 1994 | — | — | £492.8k | — | 32y | 82 | 76y |
| LOANINGDALE SCHOOL COMPANY (THE)→ SC037936 · est 1962 · no financials extracted | — | — | — | — | 63y | 82 | 73y |
| LOCALEYES OPTOMETRISTS LIMITED→ SC234124 · est 2002 | — | — | — | 300 | 23y | 82 | 58y |
| NICHE OPTICAL TAILOR LIMITED→ SC209671 · est 2000 | — | — | £24.3k | — | 25y | 82 | 68y |
| PROCLAIM CARE LIMITED→ SC287770 · est 2005 | — | — | — | 111 | 20y | 82 | 62y |
| S & E HORNSTEIN LTD.→ SC321600 · est 2007 | — | — | £102.5k | — | 19y | 82 | 72y |
| TIMBERFORTH LIMITED→ SC159229 · est 1995 | — | — | £2 | — | 30y | 82 | 74y |
| HOPE FOR AUTISM→ SC335769 · est 2008 | — | — | £237.8k | — | 18y | 81 | 72y |
| LANARKSHIRE CARERS CENTRE LTD→ SC209296 · est 2000 · no financials extracted | — | — | — | — | 25y | 81 | 75y |
| PARENT ACTION FOR SAFE PLAY→ SC395911 · est 2011 | — | — | £204.6k | — | 15y | 81 | 69y |
| POTENTIAL LIVING→ SC125649 · est 1990 · no financials extracted | — | — | — | — | 35y | 81 | 76y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (11 active · 17 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | NatWest Group Rbs Group Micro Finance Funds | A registered charge | — | 22/07/2014 | — | |
| outstanding | The Big Lottery Fund | A registered charge | 1 property | 24/02/2014 | — |