STRUTHERS MEMORIAL CHURCH

🌳Matureactive

SC335480 · private-limited-guarant-nsc-limited-exemption · incorporated 2007-12-19

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 16.8y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Activities of religious organisations

Sector: Other service activities

Investor take

Pursue

Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 16.8y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 16.8 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

18 officers (7 active, 18 linked, 15 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

84 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (54 events)Click to expand

2026-04-16
📄
accounts-with-accounts-type-small
accounts · AA
2025-05-27
📄
accounts-with-accounts-type-full
accounts · AA
2024-12-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-11-29
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-11-24
➖
ANDERSON, Pauline Ann resigned
secretary
2024-11-24
➖
ANDERSON, Pauline Ann resigned
director
2024-08-12
📄
accounts-with-accounts-type-full
accounts · AA
2024-04-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-04-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-04-22
➕
MACDONALD, Elaine Isobel appointed
director
2024-04-22
➕
WATKINS, Gareth Alun appointed
director
2024-03-07
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-02-28
➖
JEWELL, Christopher Brian Jack resigned
director
2024-01-05
📄
change-person-secretary-company-with-change-date
officers · CH03
2024-01-05
📄
change-person-secretary-company-with-change-date
officers · CH03
2024-01-04
📄
change-person-director-company-with-change-date
officers · CH01
2024-01-04
📄
change-person-director-company-with-change-date
officers · CH01
2024-01-04
📄
change-person-director-company-with-change-date
officers · CH01
2024-01-04
📄
change-person-director-company-with-change-date
officers · CH01
2024-01-04
📄
change-person-director-company-with-change-date
officers · CH01
2024-01-04
📄
change-person-director-company-with-change-date
officers · CH01
2024-01-04
📄
change-person-director-company-with-change-date
officers · CH01
2024-01-04
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-10-30
➕
OFFORD, Jennifer Margaret appointed
director
2023-10-10
📄
accounts-with-accounts-type-small
accounts · AA
2023-10-10
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-10-09
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-09-25
➕
BEATH, Stephen John appointed
director
2023-09-25
➕
KIRK, Mark appointed
director
2023-09-25
➕
RUTHERFORD, Graham appointed
director
2023-09-25
➕
ANDERSON, Pauline Ann appointed
secretary
2023-09-25
➖
JACK, Jennifer Anne resigned
secretary
2023-09-25
➖
GAULT, Grace resigned
director
2023-09-25
➖
JACK, Jennifer Anne resigned
director
2023-09-25
➖
MACDONALD, Karen Irene resigned
director
2023-05-20
➖
SPEIRS, Alison Jane Brackenridge resigned
director
2022-07-01
➖
JEWELL, Andrew David resigned
director
2015-11-02
➕
JEWELL, Andrew David appointed
director
2015-11-02
➕
MACDONALD, Karen Irene appointed
director
2015-11-02
➕
SPEIRS, Alison Jane Brackenridge appointed
director
2013-05-20
➖
CLEARY, Robert Mckee resigned
secretary
2013-05-20
➕
JACK, Jennifer Anne appointed
secretary
2013-05-20
➖
CLEARY, Robert Mckee resigned
director
2010-01-14
🔒
Charge registered #2
Lender: Royal Bank of Scotland PLC
2009-07-24
🔒
Charge registered #1
Lender: Royal Bank of Scotland PLC
2007-12-19
🏢
Company incorporated
As STRUTHERS MEMORIAL CHURCH
2007-12-19
➕
RUTHERFORD, Diana Jean appointed
director
2007-12-19
➕
CLEARY, Robert Mckee appointed
secretary
2007-12-19
➕
ANDERSON, Pauline Ann appointed
director

Showing most recent 50 of 54 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-7 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 66 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

63/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
secondary12+ year tenure: Director in role 18 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mrs Diana Jean Rutherford Individual · British · DOB 09/1960 · age 66	—	—	sig. influencesignificant influence · trust interest	25/09/2023

1 historic (ceased) PSC

Mrs Grace Gaultceased 25/09/2023· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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AN TAIRBEART LIMITED→ SC139476 · est 1992	—	—	£946.0k	—	33y	82	94y
CHURCHILL (SCOTLAND) PROPERTIES LIMITED→ SC202429 · est 1999	—	—	£5.1k	—	26y	82	74y
R & C MURRAY LIMITED→ SC368915 · est 2009	—	—	£23.0k	—	16y	82	73y
SPEY BAY TRADING COMPANY LTD.→ SC180155 · est 1997	—	—	£5.4k	—	28y	82	73y
ARDRISHAIG COMMUNITY TRUST→ SC344641 · est 2008	—	—	—	900	17y	81	81y
ASSOCIATION OF CONSTRUCTION ATTORNEYS→ SC344543 · est 2008	—	—	£2.4k	—	17y	81	75y
BARCALDINE COMMUNITY ASSOCIATION→ SC295774 · est 2006 · no financials extracted	—	—	—	—	20y	81	77y
THE BLYTHSWOOD PARTNERSHIP LP→ SL035252 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
THE FIRM OF BRIAN WALKER→ SL004333 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
THE ORCHY AND AWE COMMUNITY TRUST LIMITED→ SC847483 · est 2025 · no financials extracted	—	—	—	—	—	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2007-12-19

Jurisdictionscotland

Primary SIC94910 — Activities of religious organisations

Registered office

33 West Stewart Street

Greenock

Renfrewshire

PA15 1SH

Filing status

Accounts

Next due: 2027-09-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2026-12-18

Last: 2025-12-04