R & C MURRAY LIMITED
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 15.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 15.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £23.0k | £23.0k |
| Debtors | £23.0k | £23.0k |
| Net assets | £23.0k | £23.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (25 events)Click to expand
- 2025-09-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-25➖ROCHFORD, Stephen resigneddirector
- 2023-09-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-23📄accounts-with-accounts-type-smallaccounts · AA
- 2018-09-24📄accounts-with-accounts-type-smallaccounts · AA
- 2017-09-12📄accounts-with-accounts-type-smallaccounts · AA
- 2016-06-15📄accounts-with-accounts-type-fullaccounts · AA
- 2015-12-22📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-03📄accounts-with-accounts-type-smallaccounts · AA
- 2014-12-08📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-09-26📄accounts-with-accounts-type-smallaccounts · AA
- 2010-10-04➕ROCHFORD, Stephen appointeddirector
- 2010-07-11🔒Charge registered #1Lender: Royal Bank of Scotland PLC
- 2009-11-23🏢Company incorporatedAs R & C MURRAY LIMITED
- 2009-11-23➕MURRAY, Jean appointedsecretary
- 2009-11-23➕MURRAY, Colin Mcdonald appointeddirector
- 2009-11-23➕BRIAN REID LTD. appointedcorporate-secretary
- 2009-11-23➖BRIAN REID LTD. resignedcorporate-secretary
- 2009-11-23➕MABBOTT, Stephen George appointeddirector
- 2009-11-23➖MABBOTT, Stephen George resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "MURRAY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Limehillock Quarries Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Limehillock Quarries Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| BENMORE AND KILMUN COMMUNITY DEVELOPMENT TRUST→ SC254743 · est 2003 | — | — | £3.5k | — | 22y | 81 | 76y |
| METER EYE LTD→ SC294491 · est 2005 | — | — | £30 | — | 20y | 81 | 76y |
| OBAN CONGREGATIONAL CHURCH→ SC285597 · est 2005 | — | — | — | 0 | 20y | 81 | 87y |
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Floating charge | 1 property | 11/07/2010 | — |