T & H COX LTD.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · oldest 17.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 17.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £989.4k | £928.0k |
| Current assets | £829.1k | £779.8k |
| Cash | £159.2k | £170.3k |
| Debtors | £167.9k | £165.3k |
| Net assets | £762.0k | £743.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 capital
- • 1 incorporation
- • 1 resolution
Corporate timeline (25 events)Click to expand
- 2025-12-09📄capital-name-of-class-of-sharescapital · SH08
- 2025-12-09📄memorandum-articlesincorporation · MA
- 2025-12-09📄resolutionresolution · RESOLUTIONS
- 2025-08-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-25📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-25📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-30📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2018-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2013-03-22🔒Charge registered #2Lender: Royal Bank of Scotland PLC
- 2008-10-23🔒Charge registered #1Lender: Royal Bank of Scotland PLC
- 2008-08-08🏢Company incorporatedAs T & H COX LTD.
- 2008-08-08➕COX, Helen Michaela appointedsecretary
- 2008-08-08➕COX, Thomas appointeddirector
- 2008-08-08➕BRIAN REID LTD. appointedcorporate-secretary
- 2008-08-08➖BRIAN REID LTD. resignedcorporate-secretary
- 2008-08-08➕STEPHEN MABBOTT LTD. appointedcorporate-director
- 2008-08-08➖STEPHEN MABBOTT LTD. resignedcorporate-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Tomas Cox Individual · British · DOB 01/1967 · age 59 | 75–100% | — | 75-100% shares | 08/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 22/03/2013 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 23/10/2008 | — |