THE LIFESTYLE FUNDING COMPANY LIMITED

💤Zombieactive
SC467967 · ltd · incorporated 2014-01-21
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Jan 2026
Net worth
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Educational support services
Sector: Education
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jan 2025Jan 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-01-312025-01-31
Average employees100100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-04-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-10-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-10-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-10-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-07-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2022-07-03
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  8. 2022-01-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2021-10-14
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2021-03-22
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  11. 2021-03-22
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2021-01-22
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2020-08-12
    📄
    resolution
    resolution · RESOLUTIONS
  14. 2020-07-14
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  15. 2020-07-09
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  16. 2020-07-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2020-07-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2020-07-01
    HORNE, Trudi appointed
    director
  19. 2020-07-01
    HORNE, David Maxwell resigned
    director
  20. 2019-10-16
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  21. 2014-01-21
    🏢
    Company incorporated
    As THE LIFESTYLE FUNDING COMPANY LIMITED
  22. 2014-01-21
    HORNE, Trudi appointed
    secretary
  23. 2014-01-21
    HORNE, David Maxwell appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr David Maxwell Horne
Individual · British · DOB 06/1952 · age 74
sig. influencesignificant influence · trust interest · firm interest01/07/2022
3 historic (ceased) PSCs
  • Mr Barry Maxwell Horneceased 01/07/2022· 75-100% shares · 75-100% voting · board control · significant influence · firm interest
  • Ms Trudi Horneceased 01/03/2021· significant influence
  • Mr David Maxwell Horneceased 01/07/2020· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-01-21
Jurisdictionscotland
Primary SIC85600 — Educational support services

Registered office

6 Kinneddar Mains Steading
Saline
Dunfermline
Fife
KY12 9LJ
Scotland

Filing status

Accounts
Next due: 2027-10-31
Last made up to: 2026-01-31
Confirmation statement
Next due: 2026-06-01
Last: 2025-05-18

Officers (2 active · 1 resigned)

HORNE, Trudi
secretary · appointed 2014-01-21
View their other companies + combined net worth →
Active
HORNE, Trudi
director · ~50y · appointed 2020-07-01
View their other companies + combined net worth →
Active
HORNE, David Maxwell
director · ~74y · appointed 2014-01-21 · resigned 2020-07-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (35 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-16
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-07-03
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-01-03
accounts-with-accounts-type-dormant
accounts · AA
2021-10-14
confirmation-statement-with-updates
confirmation-statement · CS01
2021-05-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-03-22