HUMBLE ABODE (SCOTLAND) LTD

🌳Matureactive
SC514451 · ltd · incorporated 2015-09-01
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£7.4k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £7,359
Net assets shrinking
Down £6,036 YoY
Cash YoY
+40%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£35k
↑ 40% YoY
Net Worth
£7k
↓ 45% YoY
Current Assets
£55k
↑ 5.5% YoY
Current Liabilities
—
£0£11k£22k£33k£44k£55kSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-09-302024-09-30
Total assets£7.4k£24.2k
Current assets£55.0k£52.1k
Cash£35.2k£25.2k
Debtors£19.8k£27.0k
Net assets£7.4k£13.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2026-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-07-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-06-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2023-05-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-05-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-07-30
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2021-07-30
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2021-04-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2020-10-27
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2020-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-06-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2019-06-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2018-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2017-06-05
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2015-09-01
    🏢
    Company incorporated
    As HUMBLE ABODE (SCOTLAND) LTD
  18. 2015-09-01
    ➕
    AINSWORTH, Mhairi Siobhain Antonia appointed
    director
  19. 2015-09-01
    ➕
    AINSWORTH, Stephen appointed
    director

Owner dependency

79/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

51/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Stephen Ainsworth
Individual · British · DOB 10/1966 · age 60
25–50%
25–50%board control25-50% shares · 25-50% voting · board control01/09/2020
Mrs Mhairi Siobhain Antonia Ainsworth
Individual · British · DOB 10/1969 · age 57
25–50%
25–50%board control25-50% shares · 25-50% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-09-01
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

21 Forbes Place
Paisley
PA1 1UT
Scotland

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-14
Last: 2025-08-31

Officers (2 active · 0 resigned)

AINSWORTH, Mhairi Siobhain Antonia→
director · ~57y · appointed 2015-09-01
View their other companies + combined net worth →
Active
AINSWORTH, Stephen→
director · ~60y · appointed 2015-09-01
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (27 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-05
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-01
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-07
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-05
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-07-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-07-30
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-28
confirmation-statement-with-updates
confirmation-statement · CS01
2020-10-27