NEWCASTLETON & DISTRICT COMMUNITY TRUST

🌳Matureactive

SC515720 · private-limited-guarant-nsc-limited-exemption · incorporated 2015-09-16

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 5.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Post-secondary non-tertiary education

Sector: Education

Investor take

Pursue

Active trading company with a 78-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 5.6y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 5.6 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

21 officers (9 active, 21 linked, 19 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

2 connected companies via shared directors

Filing history

57 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 3 officers
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (55 events)Click to expand

2026-02-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-01-27
➕
LAMB, Peter Geoffrey appointed
director
2026-01-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-22
📄
change-person-secretary-company-with-change-date
officers · CH03
2025-07-28
➕
BROUGH, Ann Helen appointed
director
2025-06-23
➕
MAIR, Caroline appointed
director
2025-02-26
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2025-01-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-01-14
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-01-08
➕
PORTEOUS, George appointed
secretary
2025-01-08
➖
ELBORN, Barbara Louise resigned
secretary
2025-01-08
➖
ELBORN, Barbara Louise resigned
director
2024-12-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-02-21
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-02-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-02-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-01-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-22
➕
PORTEOUS, George appointed
director
2024-01-22
➖
CUTHBERT, Gregory John resigned
director
2024-01-22
➖
WILSON, Scott Elliot resigned
director
2023-12-19
➖
HARTLEY, Steven George resigned
director
2022-12-15
📄
accounts-with-accounts-type-small
accounts · AA
2022-10-25
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-10-25
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-07-01
➖
LAING, Sarah Caroline resigned
director
2022-04-01
📄
accounts-with-accounts-type-full
accounts · AA
2022-03-01
➕
IRVING, Peter Stephen appointed
director
2021-10-25
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-10-25
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-01-18
➕
PATTERSON, Barry appointed
director
2021-01-18
➕
LAING, Sarah Caroline appointed
director
2020-10-28
🔒
Charge registered #1
Lender: The Scottish Borders Council
2020-04-01
➖
ELLIOT, Joanna resigned
director
2020-04-01
➖
WILSON, Elizabeth resigned
director
2020-03-31
➖
LAING, Sarah Caroline resigned
director
2019-04-01
➕
CUTHBERT, Gregory John appointed
director
2017-05-30
➕
ELLIOT, Joanna appointed
director
2017-05-30
➖
GARDNER, Pauline Margaret resigned
director
2016-04-01
➕
WILSON, Elizabeth appointed
director
2016-03-01
➖
BROWN, Michael Vivian resigned
director
2015-11-25
➕
GARDNER, Pauline Margaret appointed
director
2015-10-29
➖
GARDNER, Pauline Margaret resigned
director
2015-09-16
🏢
Company incorporated
As NEWCASTLETON & DISTRICT COMMUNITY TRUST
2015-09-16
➕
ELIOTT, Margaret Frances Boswell appointed
director
2015-09-16
➕
LEISHMAN, Robert Oliver appointed
director
2015-09-16
➕
ELBORN, Barbara Louise appointed
secretary
2015-09-16
➕
BROWN, Michael Vivian appointed
director

Showing most recent 50 of 55 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-8 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

65/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Education & training · TD postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
MIND SCREEN LIMITED→ SC160843 · est 1995	—	—	£19.5k	—	30y	82	79y
BORDER LINKS LIMITED→ 05687667 · est 2006	—	—	£186.0k	—	20y	81	70y
BORDERS ORGANIC GARDENERS→ SC279474 · est 2005 · no financials extracted	—	—	—	—	21y	81	93y
INTERNATIONAL ASSOCIATION FOR THE STUDY OF CHILD LANGUAGE→ SC330604 · est 2007 · no financials extracted	—	—	—	—	18y	81	61y
THE TWEED FOUNDATION→ SC366380 · est 2009 · no financials extracted	—	—	—	—	16y	81	76y
EDINBURGH TUTORS LIMITED→ SC339201 · est 2008	—	—	£52.5k	—	18y	80	71y
KSA TRAINING LIMITED→ 04422466 · est 2002	—	—	—	0	24y	80	78y
4CAPACITIES LTD.→ SC466156 · est 2013	—	—	£2.9k	—	12y	79	60y
CHALLENGING LEARNING LTD→ 05204659 · est 2004	—	—	—	—	21y	78	55y
ESCAPE YOUTH SERVICES→ SC431246 · est 2012 · no financials extracted	—	—	—	—	13y	78	72y
JUST CYCLE LTD→ SC511792 · est 2015	—	—	£102.9k	—	10y	78	79y
BERWICK ACADEMY→ 07807248 · est 2011 · no financials extracted	—	—	—	—	14y	77	79y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2015-09-16

Jurisdictionscotland

Primary SIC85410 — Post-secondary non-tertiary education

Registered office

Buccleuch House

4 South Hermitage Street

Newcastleton

Scottish Borders

TD9 0QR

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-11-06

Last: 2025-10-23