KELVIN RIVER TOWNHOUSES LIMITED
Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
19 live charges · oldest 10.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 10.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £8.43M |
| Current assets | — | £4.47M |
| Cash | — | £1.0k |
| Debtors | — | £4.47M |
| Net assets | — | £6.60M |
| Average employees | 1 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (62 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-05🔓Charge satisfied #4
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30🔓Charge satisfied #19
- 2023-11-30🔓Charge satisfied #18
- 2023-11-30🔓Charge satisfied #17
- 2023-11-30🔓Charge satisfied #16
- 2023-11-30🔓Charge satisfied #15
- 2023-11-30🔓Charge satisfied #14
- 2023-11-30🔓Charge satisfied #13
- 2023-11-30🔓Charge satisfied #12
- 2023-11-30🔓Charge satisfied #11
- 2023-11-30🔓Charge satisfied #10
- 2023-11-30🔓Charge satisfied #9
- 2023-11-30🔓Charge satisfied #8
- 2023-11-30🔓Charge satisfied #7
- 2023-11-30🔓Charge satisfied #6
- 2023-11-30🔓Charge satisfied #5
- 2023-11-30🔓Charge satisfied #3
- 2023-11-30🔓Charge satisfied #2
- 2023-11-30🔓Charge satisfied #1
- 2023-11-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-12-18🔒Charge registered #19Lender: Bank of Scotland PLC
- 2015-12-18🔒Charge registered #18Lender: Bank of Scotland PLC
- 2015-12-18🔒Charge registered #17Lender: Bank of Scotland PLC
- 2015-12-18🔒Charge registered #16Lender: Bank of Scotland PLC
- 2015-12-18🔒Charge registered #15Lender: Bank of Scotland PLC
- 2015-12-18🔒Charge registered #14Lender: Bank of Scotland PLC
- 2015-12-18🔒Charge registered #13Lender: Bank of Scotland PLC
- 2015-12-18🔒Charge registered #12Lender: Bank of Scotland PLC
- 2015-12-18🔒Charge registered #11Lender: Bank of Scotland PLC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Kelvin River Property Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Kelvin River Property Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| KCM PROPERTIES (SCOTLAND) LTD→ SC682749 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| KDC CLYDEBANK LIMITED→ SC683470 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| KEA HOMES LIMITED→ SC807940 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KEDDYCORP LIMITED→ SC870871 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KEENAN HOMES LTD→ SC777290 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KELDHEAD AVENUE PROPERTIES LTD→ SC882777 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| KELEI PROPERTIES LIMITED→ SC486429 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| KELVIN MEADOWS LTD→ SC545174 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| KELVIN PROPERTY INVESTMENTS LTD→ SC605106 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| KELVIN RIVER PROPERTY ESTATES LIMITED→ SC496000 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| KELVINSTON PROPERTY LIMITED→ SC427296 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| KEMSLEY (SCOTLAND) LTD→ SC533363 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 05/12/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 09/12/2015 | 30/11/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 09/12/2015 | 30/11/2023 |