SCOTIA CARE LTD
- · Oldest live charge 6.3y old — refinance window within 12 months
No material changes in the last 30 days.
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 77/100 (strong), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
1 live charge · oldest 6.3y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 2 confirmation-statement
Corporate timeline (26 events)Click to expand
- 2025-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-11📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-04📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-05📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-05📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-09-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-09-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-02-11➕LINTON, Charles Fionnbarr appointeddirector
- 2022-02-11➕LINTON, Charles appointeddirector
- 2022-02-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-06-01➕LINTON, Alice appointeddirector
- 2020-03-09🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2020-01-06🏢Company incorporatedAs SCOTIA CARE LTD
- 2020-01-06➕LINTON, Lorraine appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
4 active beneficial owners · dominant holder ≥75% · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Lorraine Linton Individual · Irish · DOB 02/1968 · age 58 | 75–100% | — | 75-100% shares | 06/01/2020 |
Charles Linton Individual · Irish · DOB 11/1965 · age 61 | 25–50% | — | 25-50% shares | 31/03/2021 |
Charles Fionnbarr Linton Individual · British · DOB 04/1994 · age 32 | 25–50% | — | 25-50% shares | 31/03/2021 |
Alice Linton Individual · British · DOB 06/1994 · age 32 | 25–50% | — | 25-50% shares | 01/06/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| POSITIVE STEPS INITIATIVES LIMITED→ SC272286 · est 2004 | £300.5k £216.4k–£384.7k | — | — | 2 | 21y | 83 | 75y |
| BALFIELD PROPERTIES LTD→ SC334044 · est 2007 | — | — | — | 1400 | 18y | 83 | 66y |
| THE BRAE RIDING FOR THE DISABLED→ SC205733 · est 2000 | — | — | — | 7 | 26y | 83 | 83y |
| CAALCARE CARE AND SUPPORT SERVICES LIMITED→ SC300007 · est 2006 | — | — | — | 1300 | 20y | 82 | 69y |
| F.M.S.E. MACFARLANE LIMITED→ SC253335 · est 2003 | — | — | — | 9 | 22y | 82 | 80y |
| ST. DAVID'S CARE (FORFAR) LIMITED→ SC304274 · est 2006 | — | — | £734.8k | — | 20y | 82 | 65y |
| CARNOUSTIE, BARRY & PANBRIDE SICK NURSING ASSOCIATION→ SC169926 · est 1996 · no financials extracted | — | — | — | — | 29y | 81 | 77y |
| DEAF LINKS→ SC353562 · est 2009 | — | — | — | 1400 | 17y | 81 | 85y |
| FORFAR DAY CARE CENTRE→ SC239605 · est 2002 | — | — | — | 1000 | 23y | 81 | 86y |
| ICDAS FOUNDATION→ SC305836 · est 2006 · no financials extracted | — | — | — | — | 19y | 81 | 77y |
| TAYSIDE HEALTHCARE ARTS TRUST→ SC307393 · est 2006 | — | — | — | 100 | 19y | 81 | 85y |
| ADASTRA MEDICAL STAFF SOLUTIONS LIMITED→ SC315882 · est 2007 | — | — | £253.1k | — | 19y | 80 | 71y |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 09/03/2020 | — |