SCOTIA CARE LTD
- · Oldest live charge 6.2y old — refinance window within 12 months
Opportunity 77/100 (strong), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
1 live charge · oldest 6.2y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
- • 2 confirmation-statement
- • 1 accounts
Corporate timeline (26 events)Click to expand
- 2025-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-11📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-04📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-05📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-05📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-09-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-09-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-02-11➕LINTON, Charles Fionnbarr appointeddirector
- 2022-02-11➕LINTON, Charles appointeddirector
- 2022-02-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-06-01➕LINTON, Alice appointeddirector
- 2020-03-09🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2020-01-06🏢Company incorporatedAs SCOTIA CARE LTD
- 2020-01-06➕LINTON, Lorraine appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
4 active beneficial owners · dominant holder ≥75% · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Lorraine Linton Individual · Irish · DOB 02/1968 · age 58 | 75–100% | — | 75-100% shares | 06/01/2020 |
Charles Linton Individual · Irish · DOB 11/1965 · age 61 | 25–50% | — | 25-50% shares | 31/03/2021 |
Charles Fionnbarr Linton Individual · British · DOB 04/1994 · age 32 | 25–50% | — | 25-50% shares | 31/03/2021 |
Alice Linton Individual · British · DOB 06/1994 · age 32 | 25–50% | — | 25-50% shares | 01/06/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 09/03/2020 | — |