FAIR CITY PROPERTY GROUP LIMITED
🏛️Establishedactive
SC689124 · ltd · incorporated 2021-02-15
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2026
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 1.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-02-28 | 2025-02-28 |
|---|---|---|
| Average employees | 300 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2026-03-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-30🔒Charge registered #1Lender: Fair City Property Group Limited
- 2025-03-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-15🏢Company incorporatedAs FAIR CITY PROPERTY GROUP LIMITED
- 2021-02-15➕GALLETLY, Brian appointeddirector
- 2021-02-15➕GALLETLY, Holly appointeddirector
- 2021-02-15➕GALLETLY, Martin appointeddirector
- 2021-02-15📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Brian Galletly Individual · British · DOB 08/1964 · age 62 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/02/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| THE SCOTTISH LION INSURANCE COMPANY LIMITED→ SC025905 · est 1947 · no financials extracted | — | — | — | — | 78y | 83 | 79y |
| ALBASURE LTD.→ SC277428 · est 2004 | — | — | — | 100 | 21y | 82 | 75y |
| CRIEFF FINANCIAL & MORTGAGE CENTRE LIMITED→ SC330821 · est 2007 | — | — | — | 300 | 18y | 82 | 67y |
| THE LENDING CHANNEL LTD→ SC334818 · est 2007 | — | — | — | 2100 | 18y | 81 | 61y |
| BLACKFORD FINANCIAL SOLUTIONS LIMITED→ SC324569 · est 2007 | — | — | — | 200 | 19y | 80 | 58y |
| BRAIDS BRAWEST LIMITED→ SC244281 · est 2003 | — | — | — | — | 23y | 80 | 61y |
| DUPPLIN INVESTMENTS LIMITED→ SC480480 · est 2014 | — | — | — | 0 | 12y | 80 | 59y |
| HERITABLE LIMITED→ SC237615 · est 2002 | — | — | — | — | 23y | 80 | 73y |
| KAIM INVESTMENT COMPANY LIMITED→ SC020977 · est 1939 | — | — | — | 2 | 87y | 80 | 88y |
| MILLER HENDRY (ASSET MANAGEMENT) LIMITED→ SC323488 · est 2007 | — | — | — | 3 | 19y | 80 | 63y |
| PROFESSIONAL MORTGAGE ADVISERS LTD→ SC270934 · est 2004 | — | — | — | 200 | 21y | 80 | 62y |
| RODNEY NEIL FINANCIAL SERVICES (BLAIRGOWRIE) LIMITED→ SC209096 · est 2000 | — | — | £100.9k | — | 25y | 80 | 67y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-02-15
Jurisdictionscotland
Primary SIC64304 — Activities of open-ended investment companies
Registered office
29 Bellfield Avenue
Perth
PH1 1LG
Scotland
Filing status
Accounts
Next due: 2027-11-30
Last made up to: 2026-02-28
Confirmation statement
Next due: 2027-02-28
Last: 2026-02-14
Officers (3 active · 0 resigned)
GALLETLY, Brian→
Activedirector · ~62y · appointed 2021-02-15
View their other companies + combined net worth →
GALLETLY, Holly→
Activedirector · ~28y · appointed 2021-02-15
View their other companies + combined net worth →
GALLETLY, Martin→
Activedirector · ~35y · appointed 2021-02-15
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Fair City Property Group Fair City Property Group Limited | A registered charge | — | 30/04/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (12 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-16
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-15
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-01
incorporation-company
incorporation · NEWINC
2021-02-15