INSPIRE (SCOTLAND) HOLDINGS LIMITED

🌿Early-stageactive

SC725558 · ltd · incorporated 2022-03-08

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 3.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 76/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 3.9y

75/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Charge age ~3.9 years — mid-life; refi window approaching.
· Single lender — cleanest path to refinance.
· Legal-friction score 23/100 — clean.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

11 officers (6 active, 11 linked, 10 with DOB)

Ownership & PSC

1 active PSC(s) of 7 total, 7 with control declared

Director network

22 connected companies via shared directors

Filing history

47 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

• 3 officers

Last 180 days

filings

• 3 officers
• 2 accounts
• 2 other

Counts from Companies House filing history.

Corporate timeline (42 events)Click to expand

2026-03-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-03-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-03-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-24
➕
DAFFERN, Andrew Stewart James appointed
director
2026-02-02
➕
FULLER, Sarah Jane appointed
director
2026-02-02
➖
YOUNG, Matthew resigned
director
2025-12-21
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-12-21
📄
legacy
accounts · PARENT_ACC
2025-12-21
📄
legacy
other · GUARANTEE2
2025-12-21
📄
legacy
other · AGREEMENT2
2025-06-24
📄
appoint-corporate-secretary-company-with-name-date
officers · AP04
2025-06-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-20
➕
BELLEW, Edward Alexander appointed
director
2025-06-20
➕
YOUNG, Matthew appointed
director
2025-05-30
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-05-09
➕
AZTEC FINANCIAL SERVICES (UK) LIMITED appointed
corporate-secretary
2024-05-29
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-29
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-29
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-29
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-28
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-28
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-28
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-05-28
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-24
➕
DAWBER, Andrew Joseph appointed
director
2024-05-24
➕
PRIDMORE, Thomas Clifford appointed
director
2024-05-24
➖
HILL, Brian resigned
director
2024-05-24
➖
MARTIN, Connor Andrew resigned
director
2024-05-24
➖
MARTIN, Daniel resigned
director
2024-05-24
➖
MCCLUSKEY, Joseph resigned
director
2022-06-28
🔒
Charge registered #1
Lender: Tc Loans Limited (As Security Trustee)
2022-03-08
🏢
Company incorporated
As INSPIRE (SCOTLAND) HOLDINGS LIMITED
2022-03-08
➕
HILL, Brian appointed
director
2022-03-08
➕
MARTIN, Connor Andrew appointed
director
2022-03-08
➕
MARTIN, Daniel appointed
director
2022-03-08
➕
MCCLUSKEY, Joseph appointed
director

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Chp Investments 1 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Chp Investments 1 Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

INSPIRE (SCOTLAND) HOLDINGS LIMITED

This company · SC725558

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Chp Investments 1 Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	24/05/2024

6 historic (ceased) PSCs

Priory Cc10 Limitedceased 24/05/2024· 25-50% shares · 25-50% voting
Miss Samantha Leah Fessalceased 24/05/2024· significant influence
Mr Connor Andrew Martinceased 24/05/2024· significant influence
Mr Joseph Mccluskeyceased 24/05/2024· significant influence
Mr Brian Hillceased 24/05/2024· significant influence
Daniel Martinceased 24/05/2024· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
KCM PROPERTIES (SCOTLAND) LTD→ SC682749 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
KDC CLYDEBANK LIMITED→ SC683470 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
KEA HOMES LIMITED→ SC807940 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
KEDDYCORP LIMITED→ SC870871 · est 2025 · no financials extracted	—	—	—	—	—	—	—
KEENAN HOMES LTD→ SC777290 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
KELDHEAD AVENUE PROPERTIES LTD→ SC882777 · est 2026 · no financials extracted	—	—	—	—	—	—	—
KELEI PROPERTIES LIMITED→ SC486429 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
KELVIN MEADOWS LTD→ SC545174 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
KELVIN PROPERTY INVESTMENTS LTD→ SC605106 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
KELVIN RIVER (MITCHELL APARTMENTS) LTD→ SC613773 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
KELVIN RIVER PROPERTY ESTATES LIMITED→ SC496000 · est 2015 · no financials extracted	—	—	—	—	11y	—	—
KELVIN RIVER TOWNHOUSES LIMITED→ SC520200 · est 2015 · no financials extracted	—	—	—	—	10y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2022-03-08

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

C/O Cms Cameron Mckenna Nabarro Olswang Llp

1 West Regent Street

Glasgow

G2 1AP

Scotland

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-06-03

Last: 2025-05-20