OBA PROPERTY HOLDINGS LTD
🌱Startupactive
SC835191 · ltd · incorporated 2025-01-24
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
2 live charges · oldest 1.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: low (46/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 3 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2026-01-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-17🔒Charge registered #2Lender: Bank of Scotland PLC
- 2025-04-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-01🔒Charge registered #1Lender: Bank of Scotland PLC
- 2025-01-24🏢Company incorporatedAs OBA PROPERTY HOLDINGS LTD
- 2025-01-24➕MOHAMMED, Afzal Noor appointeddirector
- 2025-01-24➕MOHAMMED, Asim Ramzan Noor appointeddirector
- 2025-01-24➕MOHAMMED, Sana appointeddirector
- 2025-01-24📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
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| NORDMAN PROPERTY LTD→ SC512775 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| NYBJAMS LIMITED→ SC715818 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
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| OBJECTIVE INVEST LIMITED→ SC663277 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| OLIVERBURN ESTATE LIMITED→ SC823066 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| OSSCAR LIMITED→ SC596352 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| OSSIAN DEVELOPMENTS LIMITED→ SC319510 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-01-24
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
7a County Place
Perth
PH2 8EE
United Kingdom
Filing status
Accounts
Next due: 2026-10-24
Last made up to: —
Confirmation statement
Next due: 2027-02-06
Last: 2026-01-23
Officers (3 active · 0 resigned)
MOHAMMED, Afzal Noor→
Activedirector · ~54y · appointed 2025-01-24
View their other companies + combined net worth →
MOHAMMED, Asim Ramzan Noor→
Activedirector · ~25y · appointed 2025-01-24
View their other companies + combined net worth →
MOHAMMED, Sana→
Activedirector · ~54y · appointed 2025-01-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/04/2025 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 01/04/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (7 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-28
change-person-director-company-with-change-date
officers · CH01
2026-01-28
change-person-director-company-with-change-date
officers · CH01
2026-01-28
change-person-director-company-with-change-date
officers · CH01
2026-01-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-09
incorporation-company
incorporation · NEWINC
2025-01-24