MONEY OPTIONS GROUP LIMITED

🌳Matureactive
06665587 · ltd · incorporated 2008-08-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 12.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£3.13M
book net assets
Opportunity
83/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 79-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 12.6y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 12.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £3,128,206

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£3.1m
↑ 72212% YoY
Current Assets
—
Current Liabilities
—
£0£626k£1.3m£1.9m£2.5m£3.1mDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£4.55M£429.0k
Debtors£517.7k£356.5k
Net assets£3.13M£4.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2024-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-09-30
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2024-09-27
    🔒
    Charge registered #2
    Lender: Quilter Financial Planning Limited
  6. 2024-09-23
    ➕
    DAWSON, Alison appointed
    director
  7. 2024-06-29
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2024-06-29
    🔓
    Charge satisfied #1
  9. 2023-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-05-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2022-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2020-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2019-09-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-09-04
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2018-10-19
    📄
    capital-allotment-shares
    capital · SH01
  17. 2018-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2018-06-25
    📍
    move-registers-to-sail-company-with-new-address
    address · AD03
  19. 2015-11-24
    ➕
    TODD, James appointed
    director
  20. 2013-10-30
    🔒
    Charge registered #1
    Lender: Hsbc Bank PLC
  21. 2011-12-31
    ➖
    D'COSTA, Jon resigned
    director
  22. 2010-11-04
    ➖
    NEVILLE, Michelle Anne resigned
    secretary
  23. 2010-07-01
    ➖
    BASCOMBE, Kim David resigned
    director
  24. 2008-08-06
    🏢
    Company incorporated
    As MONEY OPTIONS GROUP LIMITED
  25. 2008-08-06
    ➕
    COWAN, John appointed
    director
  26. 2008-08-06
    ➕
    EVERETT, Robert William appointed
    director
  27. 2008-08-06
    ➕
    NEVILLE, Michelle Anne appointed
    secretary
  28. 2008-08-06
    ➕
    BASCOMBE, Kim David appointed
    director
  29. 2008-08-06
    ➕
    D'COSTA, Jon appointed
    director

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 79 — succession pressure is live.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 18 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Robert William Everett
Individual · British · DOB 09/1963 · age 63
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · NG postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
21159C LIMITED→
08704513 · est 2013 · no financials extracted
————12y——
9MONEY LIMITED→
15685057 · est 2024 · no financials extracted
————1y——
ABC HOLDCO II LTD→
13135640 · est 2021 · no financials extracted
————5y——
ABODE MORTGAGE & PROTECTION SOLUTIONS LIMITED→
10553742 · est 2017 · no financials extracted
————9y——
ABSOLUTE AM LTD→
12180510 · est 2019 · no financials extracted
————6y——
ACEINGTON SERVICES LIMITED→
08342128 · est 2012 · no financials extracted
————13y——
ADCOCK FINANCIAL LIMITED→
04268333 · est 2001 · no financials extracted
————24y——
AIAIA LIMITED→
12921864 · est 2020 · no financials extracted
————5y——
ALBION MORTGAGES LIMITED→
15507066 · est 2024 · no financials extracted
————2y——
ALDERLEY PARK VENTURES LIMITED→
09259444 · est 2014 · no financials extracted
————11y——
ALEXANDER GREEN AND PARTNERS LTD→
06739319 · est 2008 · no financials extracted
————17y——
ALEXANDER WRAY & CO LIMITED→
04938252 · est 2003 · no financials extracted
————22y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2008-08-06
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

4 Finkin Street
Grantham
Lincolnshire
NG31 6QZ

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-24
Last: 2025-07-10

Officers (4 active · 3 resigned)

COWAN, John→
director · ~79y · appointed 2008-08-06
View their other companies + combined net worth →
Active
DAWSON, Alison→
director · ~56y · appointed 2024-09-23
View their other companies + combined net worth →
Active
EVERETT, Robert William→
director · ~63y · appointed 2008-08-06
View their other companies + combined net worth →
Active
TODD, James→
director · ~49y · appointed 2015-11-24
View their other companies + combined net worth →
Active
NEVILLE, Michelle Anne→
secretary · appointed 2008-08-06 · resigned 2010-11-04
Resigned
BASCOMBE, Kim David→
director · ~63y · appointed 2008-08-06 · resigned 2010-07-01
Resigned
D'COSTA, Jon→
director · ~68y · appointed 2008-08-06 · resigned 2011-12-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Quilter Financial Planning
Quilter Financial Planning Limited
A registered charge—27/09/2024—
satisfied
HSBC
Hsbc Bank PLC
A registered charge1 property30/10/201329/06/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (67 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-18
appoint-person-director-company-with-name-date
officers · AP01
2025-01-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-11
mortgage-satisfy-charge-full
mortgage · MR04
2024-06-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-21