BEACONIFA LIMITED

🌳Matureactive
07765591 · ltd · incorporated 2011-09-07
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees700700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-05-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-07-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-07-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-10-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2022-10-10
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2022-10-10
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2022-10-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2022-09-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-10-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2021-10-21
    ➖
    RUSSELL, Benjamin Edward Arwyn resigned
    director
  11. 2021-07-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-03-23
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  13. 2020-07-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2019-08-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2019-05-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2019-04-08
    ➕
    RUSSELL, Benjamin Edward Arwyn appointed
    director
  17. 2018-05-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2017-08-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2014-06-03
    ➕
    RUSSELL, Charlotte Louise appointed
    director
  20. 2011-09-07
    🏢
    Company incorporated
    As BEACONIFA LIMITED
  21. 2011-09-07
    ➕
    RUSSELL, Charlotte appointed
    secretary
  22. 2011-09-07
    ➕
    RUSSELL, Clive Edward appointed
    director

Owner dependency

74/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Bear Sterling Ltd holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️
Bear Sterling Ltd
Corporate parent · holds 25-50% shares
significant stake
⬇
BEACONIFA LIMITED
This company · 07765591

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Bear Sterling Ltd
Corporate entity
25–50%
25–50%25-50% shares · 25-50% voting08/04/2019
Mrs Charlotte Louise Russell
Individual · British · DOB 09/1962 · age 64
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mr Clive Edward Russell
Individual · British · DOB 06/1963 · age 63
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-09-07
Jurisdictionwales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Beacon House
Red Lion Square
Tredegar
NP22 3PW

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-15
Last: 2025-09-01

Officers (3 active · 1 resigned)

RUSSELL, Charlotte→
secretary · appointed 2011-09-07
View their other companies + combined net worth →
Active
RUSSELL, Charlotte Louise→
director · ~64y · appointed 2014-06-03
View their other companies + combined net worth →
Active
RUSSELL, Clive Edward→
director · ~63y · appointed 2011-09-07
View their other companies + combined net worth →
Active
RUSSELL, Benjamin Edward Arwyn→
director · ~39y · appointed 2019-04-08 · resigned 2021-10-21
Resigned

Click a director name to see their full track record across all companies.

Recent filings (37 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-13
change-person-director-company-with-change-date
officers · CH01
2022-10-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-10
change-person-director-company-with-change-date
officers · CH01
2022-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-09
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-01
termination-director-company-with-name-termination-date
officers · TM01
2021-10-22
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-28