BELFAST CHARITABLE TRUST FOR INTEGRATED EDUCATION
- · Oldest live charge 32.7y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 32.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 32.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: low (47/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Recent activity
- • 1 accounts
Corporate timeline (46 events)Click to expand
- 2025-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-01-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-08-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2016-08-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2016-01-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-10-19➖IRVINE, Yvonne Vivien resigneddirector
- 2015-10-19➖SMYTH, Beatrice Elizabeth resigneddirector
- 2015-08-18📄annual-return-company-with-made-up-date-no-member-listannual-return · AR01
- 2015-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-08-14📄annual-return-company-with-made-up-date-no-member-listannual-return · AR01
- 2013-06-19➖FOSTER, Iain resigneddirector
- 2013-02-22➖MALLON, Patricia resigneddirector
- 2006-05-22➖MCCARTNEY, George Walter resigneddirector
- 2006-05-22➖MURPHY, Clare resigneddirector
- 2005-11-24➕FOSTER, Iain appointeddirector
- 2004-11-24➕HEANEY, Brendan Joseph appointedsecretary
- 2004-11-24➖MALLON, Patricia resignedsecretary
- 2004-11-24➕SMYTH, Beatrice Elizabeth appointeddirector
- 2002-01-31➖O'MEARA, James resigneddirector
- 2001-09-20➕MCCARTNEY, George Walter appointeddirector
- 2000-10-05➕POOTS, Jocelyn Irene appointeddirector
- 1999-11-11➖NOE-MURPHY, Doris resigneddirector
- 1999-09-09➖EMBERSON, John W resigneddirector
- 1999-02-18➕O'MEARA, James appointeddirector
- 1998-11-12➖LEE, Isobel resigneddirector
- 1993-08-31🔒Charge registered #1Lender: Northern Bank Limited
- 1990-04-30🏢Company incorporatedAs BELFAST CHARITABLE TRUST FOR INTEGRATED EDUCATION
- 1990-04-30➕HEANEY, Brendan Joseph appointeddirector
- 1990-04-30➕MACCANN, Dermot Patrick appointeddirector
- 1990-04-30➕MULLAGHAN, Cathal, Cllr appointeddirector
- 1990-04-30➕STROUD, Martin James appointeddirector
- 1990-04-30➕MALLON, Patricia appointedsecretary
- 1990-04-30➕EMBERSON, John W appointeddirector
- 1990-04-30➕IRVINE, Yvonne Vivien appointeddirector
- 1990-04-30➕LEE, Isobel appointeddirector
- 1990-04-30➕MALLON, Patricia appointeddirector
- 1990-04-30➕MURPHY, Clare appointeddirector
- 1990-04-30➕NOE-MURPHY, Doris appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 36 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 36 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 36 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanSimilar companies
Active · Education & training · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ATLAS WOMEN'S CENTRE→ NI059265 · est 2006 · no financials extracted | — | — | — | — | 20y | 83 | 79y |
| BRIDGE ASSOCIATION-THE→ NI021368 · est 1988 | — | — | £824.8k | — | 38y | 83 | 74y |
| COMPLETE CONSTRUCTION TRAINING SERVICES LIMITED→ NI605264 · est 2010 | — | — | £486.6k | — | 15y | 83 | 60y |
| CRANMORE INTEGRATED PRIMARY SCHOOL LTD→ NI027338 · est 1993 | — | — | — | 0 | 33y | 83 | 80y |
| DSG2010→ NI605815 · est 2011 | — | — | £79.9k | — | 15y | 83 | 80y |
| DUNLOY DEVELOPMENT PARTNERSHIP→ NI605953 · est 2011 | — | — | — | 300 | 15y | 83 | 70y |
| HAPPY DAYS (2000) LIMITED→ NI045542 · est 2003 · no financials extracted | — | — | — | — | 23y | 83 | 73y |
| HAPPY DAYS (2001) LIMITED→ NI045541 · est 2003 · no financials extracted | — | — | — | — | 23y | 83 | 73y |
| LOVE FOR LIFE→ NI043026 · est 2002 · no financials extracted | — | — | — | — | 24y | 83 | 76y |
| LURGAN YOUNG MEN'S CHRISTIAN ASSOCIATION→ NI063094 · est 2007 · no financials extracted | — | — | — | — | 19y | 83 | 76y |
| SÓLÁS→ NI072164 · est 2009 · no financials extracted | — | — | — | — | 17y | 83 | 67y |
| SOUTH TYRONE EMPOWERMENT PROGRAMME→ NI035735 · est 1999 · no financials extracted | — | — | — | — | 27y | 83 | 90y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 11 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Northern Bank Northern Bank Limited | Mortgage | 1 property | 31/08/1993 | — |