CEDAR NURSERY LIMITED
🌳Matureactive
SC165971 · ltd · incorporated 1996-05-31
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£231.7k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Pre-primary education
Sector: Education
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
7 live charges · 4 lenders · oldest 29.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 29.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 4 with DOB)
79
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £231,711
Cash YoY
-15%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£168k
↓ 15% YoY
Net Worth
£232k
↑ 16% YoY
Current Assets
£182k
↓ 7.8% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £376.0k | £378.0k |
| Current assets | £181.8k | £197.2k |
| Cash | £168.1k | £197.2k |
| Debtors | £13.7k | — |
| Net assets | £231.7k | £199.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2025-07-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-04-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-19🔒Charge registered #6Lender: Atom Bank PLC
- 2021-08-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-18🔓Charge satisfied #3
- 2021-08-18🔓Charge satisfied #4
- 2021-08-16🔒Charge registered #7Lender: Atom Bank PLC
- 2021-08-16🔒Charge registered #5Lender: Atom Bank PLC
- 2021-07-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-07-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-07-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-07-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-14🔒Charge registered #3Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2017-03-08🔒Charge registered #4Lender: Clydesdale Bank PLC
- 2017-02-27➕MARTIN, Siobhan Rose appointedsecretary
- 2017-02-27➕MACDONALD, Ian appointeddirector
- 2017-02-27➕MARTIN, Siobhan Rose appointeddirector
- 2017-02-27➖GORDON, David resignedsecretary
- 2017-02-27➖GORDON, David resigneddirector
- 2017-02-27➖GORDON, Yvonne resigneddirector
- 2017-01-19🔓Charge satisfied #1
- 2017-01-13🔓Charge satisfied #2
- 2001-01-23🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1996-11-10🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1996-09-24➕GORDON, David appointedsecretary
- 1996-09-24➖QUILL SERVE LIMITED resignedcorporate-nominee-secretary
- 1996-09-24➕GORDON, David appointeddirector
- 1996-09-24➕GORDON, Yvonne appointeddirector
- 1996-09-24➖QUILL FORM LIMITED resignedcorporate-nominee-director
- 1996-09-24➖QUILL SERVE LIMITED resignedcorporate-director
- 1996-05-31🏢Company incorporatedAs CEDAR NURSERY LIMITED
- 1996-05-31➕QUILL SERVE LIMITED appointedcorporate-nominee-secretary
- 1996-05-31➕QUILL FORM LIMITED appointedcorporate-nominee-director
- 1996-05-31➕QUILL SERVE LIMITED appointedcorporate-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ian Macdonald Individual · British · DOB 09/1972 · age 54 | — | — | sig. influencesignificant influence | 27/02/2017 |
Miss Siobhan Rose Martin Individual · British · DOB 12/1974 · age 52 | — | — | sig. influencesignificant influence | 27/02/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| C&N PRODUCTIONS LTD→ SC857707 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHAMAIDA TABARES - IKJOT KAUR LTD→ SC792998 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CHANDA SINGH & RAO KAUR LTD→ SC401015 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CHANGING YOUR MIND LTD→ SC687069 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CHILD CENTRAL TRAINING LIMITED→ SC538939 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CIRCLEJAM CIC→ SC859858 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CLEAR COMMUNICATION LTD→ SC679756 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CLOYBANK FARM LIMITED→ SC342524 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CLYDESIDE INITIATIVE FOR ARTS LIMITED→ SC286669 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| COLOURFUL HERITAGE LIMITED→ SC434699 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CÒMHLA LEARNING CIC→ SC829665 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| COMPARATIVE RESEARCH LIMITED→ SC165894 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1996-05-31
Jurisdictionscotland
Primary SIC85100 — Pre-primary education
Registered office
C/O Av Accounting, Suite 14 Ellismuir House
Ellismuir Way
Tannochside
G71 5PW
United Kingdom
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-03-06
Last: 2026-02-20
Officers (3 active · 6 resigned)
MARTIN, Siobhan Rose→
Activesecretary · appointed 2017-02-27
View their other companies + combined net worth →
MACDONALD, Ian→
Activedirector · ~54y · appointed 2017-02-27
View their other companies + combined net worth →
MARTIN, Siobhan Rose→
Activedirector · ~52y · appointed 2017-02-27
View their other companies + combined net worth →
GORDON, David→
Resignedsecretary · appointed 1996-09-24 · resigned 2017-02-27
QUILL SERVE LIMITED→
Resignedcorporate-nominee-secretary · appointed 1996-05-31 · resigned 1996-09-24
GORDON, David→
Resigneddirector · ~63y · appointed 1996-09-24 · resigned 2017-02-27
GORDON, Yvonne→
Resigneddirector · ~63y · appointed 1996-09-24 · resigned 2017-02-27
QUILL FORM LIMITED→
Resignedcorporate-nominee-director · appointed 1996-05-31 · resigned 1996-09-24
QUILL SERVE LIMITED→
Resignedcorporate-director · appointed 1996-05-31 · resigned 1996-09-24
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
3
Outstanding
1
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 19/08/2021 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | — | 16/08/2021 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | — | 16/08/2021 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 14/03/2017 | 18/08/2021 | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 08/03/2017 | 18/08/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 23/01/2001 | 13/01/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 10/11/1996 | 19/01/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (105 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-08-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-08-24
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-18
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-18