LOCHABER ACTION ON DISABILITY

🌳Matureactive
SC175303 · private-limited-guarant-nsc-limited-exemption · incorporated 1997-05-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
68/100
Strong
🔔
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What this business does
Primary activity: Activities of other membership organisations n.e.c.
Sector: Other service activities
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 68/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (45/100).

Data confidence

Overall: low (46/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
65 officers (7 active, 65 linked, 59 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
190 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 3 officers
Last 180 days
7
filings
  • 7 officers
Counts from Companies House filing history.
Corporate timeline (147 events)Click to expand
  1. 2026-04-10
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-04-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2026-04-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2026-02-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2026-01-26
    BENNETT, Phyllis Sarah Anne Betsy appointed
    director
  6. 2026-01-26
    MARSHALL, James Anderson appointed
    director
  7. 2026-01-26
    RUSSELL, Alistair Hugh appointed
    director
  8. 2026-01-21
    CAMERON, Christine appointed
    director
  9. 2026-01-12
    WILLIAMSON, Elizabeth resigned
    secretary
  10. 2026-01-12
    MACMILLAN, Patricia resigned
    director
  11. 2026-01-12
    WILLIAMSON, Elizabeth resigned
    director
  12. 2026-01-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2026-01-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2026-01-12
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  15. 2025-10-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2025-10-13
    CAMERON, Christine resigned
    director
  17. 2025-07-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2024-12-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2024-11-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2024-11-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2024-11-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2024-11-20
    MACMILLAN, Patricia appointed
    director
  23. 2024-11-20
    RUSSELL, Alistair resigned
    director
  24. 2024-11-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  25. 2024-11-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  26. 2024-11-19
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  27. 2024-11-19
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  28. 2024-11-17
    MORTON, Johan Mackenzie resigned
    director
  29. 2024-11-14
    WILLIAMSON, Elizabeth appointed
    secretary
  30. 2024-11-11
    GEORGE, Karen appointed
    director
  31. 2024-11-11
    MORTON, Johan Mackenzie resigned
    secretary
  32. 2024-11-11
    CAMERON, Christine appointed
    director
  33. 2024-07-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  34. 2024-07-10
    MACPHERSON, Eileen resigned
    director
  35. 2024-02-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  36. 2024-02-23
    WILLIAMSON, Elizabeth appointed
    director
  37. 2024-02-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  38. 2024-01-05
    STEWART, Margaret resigned
    director
  39. 2023-11-06
    MACLEAN, Donaldena Daphne resigned
    director
  40. 2023-11-06
    RUSSELL, Alistair appointed
    director
  41. 2023-11-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  42. 2023-11-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  43. 2023-10-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  44. 2023-06-26
    CHEETHAM, Alan resigned
    director
  45. 2022-11-04
    CLELLAND, Margaret Templeton resigned
    director
  46. 2022-11-04
    MACLEOD, Josephine resigned
    director
  47. 2022-11-04
    MACPHEE, Isabel resigned
    director
  48. 2022-11-04
    MCKILLOP, Trudie resigned
    director
  49. 2022-11-04
    WILLIAMSON, Elizabeth resigned
    director
  50. 2018-10-31
    HOSEY, Karen appointed
    director
Showing most recent 50 of 147 events

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -7 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 80 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.

Red flags

1 high · 1 med ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-04-18

4 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: WILLIAMSON, Elizabeth resigned 2026-01-12; CAMERON, Christine resigned 2025-10-13; MACMILLAN, Patricia resigned 2026-01-12

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1997-05-09
Jurisdictionscotland
Primary SIC94990 — Activities of other membership organisations n.e.c.

Registered office

Caol Shopping Centre
Glenloy Street Caol
Fort William
Inverness Shire
PH33 7DB

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-04-18OVERDUE
Last: 2025-04-04

Officers (7 active · 58 resigned)

BENNETT, Phyllis Sarah Anne Betsy
director · ~80y · appointed 2026-01-26
View their other companies + combined net worth →
Active
CAMERON, Christine
director · ~67y · appointed 2026-01-21
View their other companies + combined net worth →
Active
GEORGE, Karen
director · ~65y · appointed 2024-11-11
View their other companies + combined net worth →
Active
HOSEY, Karen
director · ~49y · appointed 2018-10-31
View their other companies + combined net worth →
Active
MARSHALL, James Anderson
director · ~63y · appointed 2026-01-26
View their other companies + combined net worth →
Active
RUSSELL, Alistair Hugh
director · ~63y · appointed 2026-01-26
View their other companies + combined net worth →
Active
RUSSELL, James
director · ~61y · appointed 2016-09-01
View their other companies + combined net worth →
Active
MACPHEE, Rosemary
secretary · appointed 1997-05-09 · resigned 2007-01-09
Resigned
MORTON, Johan Mackenzie
secretary · appointed 2007-04-23 · resigned 2024-11-11
Resigned
WILLIAMSON, Elizabeth
secretary · appointed 2024-11-14 · resigned 2026-01-12
Resigned
OSWALDS OF EDINBURGH LIMITED
corporate-nominee-secretary · appointed 1997-05-09 · resigned 1997-05-09
Resigned
ALLAN, Cherryl Scott
director · ~75y · appointed 1999-10-25 · resigned 2004-11-15
Resigned
ALLAN, Cherryl Scott
director · ~75y · appointed 1997-05-09 · resigned 1999-10-24
Resigned
ANGUS, Alexander
director · ~90y · appointed 2001-03-05 · resigned 2002-01-28
Resigned
BRUCE, George Murdoch
director · ~84y · appointed 1999-06-25 · resigned 2006-09-17
Resigned
BURT, Jim
director · ~75y · appointed 2003-11-17 · resigned 2007-04-23
Resigned
CALLAGHAN, John
director · ~75y · appointed 2001-10-10 · resigned 2008-10-24
Resigned
CAMERON, Alister
director · ~66y · appointed 2001-10-10 · resigned 2003-02-17
Resigned
CAMERON, Christine
director · ~67y · appointed 2024-11-11 · resigned 2025-10-13
Resigned
CHEETHAM, Alan
director · ~77y · appointed 2018-10-31 · resigned 2023-06-26
Resigned

Click a director name to see their full track record across all companies.

Recent filings (190 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-04-10
appoint-person-director-company-with-name-date
officers · AP01
2026-04-09
appoint-person-director-company-with-name-date
officers · AP01
2026-04-09
appoint-person-director-company-with-name-date
officers · AP01
2026-02-04
termination-director-company-with-name-termination-date
officers · TM01
2026-01-12
termination-director-company-with-name-termination-date
officers · TM01
2026-01-12
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-12
termination-director-company-with-name-termination-date
officers · TM01
2025-10-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-04
termination-director-company-with-name-termination-date
officers · TM01
2024-11-28
appoint-person-director-company-with-name-date
officers · AP01
2024-11-28
termination-director-company-with-name-termination-date
officers · TM01
2024-11-27
appoint-person-director-company-with-name-date
officers · AP01
2024-11-19