D AND R LOVE LTD.
🌳Matureactive
SC207328 · ltd · incorporated 2000-05-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 25.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 79-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 65/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 7 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
8 live charges · 2 lenders · oldest 25.8y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 25.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 3 with DOB)
79
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Average employees | 2900 | 2900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-04-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-20📄change-person-director-company-with-change-dateofficers · CH01
- 2019-05-20📄change-person-director-company-with-change-dateofficers · CH01
- 2019-05-20📄change-person-secretary-company-with-change-dateofficers · CH03
- 2019-05-20📄change-person-director-company-with-change-dateofficers · CH01
- 2019-01-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-05-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-03-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2011-09-29🔒Charge registered #8Lender: Clydesdale Bank PLC
- 2002-12-10🔒Charge registered #7Lender: Clydesdale Bank Public Limited Company
- 2002-01-20➕LOVE, Christopher David appointeddirector
- 2001-08-17🔒Charge registered #6Lender: Clydesdale Bank Public Limited Company
- 2001-08-17🔒Charge registered #5Lender: Clydesdale Bank Public Limited Company
- 2001-08-17🔒Charge registered #4Lender: Clydesdale Bank Public Limited Company
- 2001-08-17🔒Charge registered #3Lender: Clydesdale Bank Public Limited Company
- 2000-12-19🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 2000-07-22🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2000-05-24➕LOVE, David James appointedsecretary
- 2000-05-24➕LOVE, David James appointeddirector
- 2000-05-24➕LOVE, Rosemary Helen Jane appointeddirector
- 2000-05-19🏢Company incorporatedAs D AND R LOVE LTD.
- 2000-05-19➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-secretary
- 2000-05-19➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-secretary
- 2000-05-19➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-director
- 2000-05-19➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-director
- 2000-05-19➕PETER TRAINER COMPANY SERVICES LTD. appointedcorporate-nominee-director
- 2000-05-19➖PETER TRAINER COMPANY SERVICES LTD. resignedcorporate-nominee-director
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "LOVE" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Chris David Love Individual · British · DOB 12/1977 · age 49 | 25–50% | — | 25-50% shares | 06/04/2016 |
2 historic (ceased) PSCs
- Mr David James Loveceased 12/12/2017· 25-50% shares
- Mrs Rosemary Helen Jane Loveceased 12/12/2017· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BEST BUY STORE LTD→ SC868863 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BIANCOBLUSH LIMITED→ SC727444 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BRAES FLOOR STORE LTD→ SC868609 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CANDYFLOSS COLLECTION LTD→ SC757427 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CAR GEAR (SCO) LTD→ SC787078 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CENTRAL SPORTS & TROPHIES LTD→ SC876761 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CLAN ITALIA LIMITED→ SC327703 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| DCMPRODUCTS LTD→ SC755900 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| DEEJAYGK LTD→ SC830571 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DREAMLINELUXURYGROUP LTD→ SC774447 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DUNIPACE RETAIL LTD→ SC776776 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DYLAN FBA LTD→ SC753886 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-05-19
Jurisdictionscotland
Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating
Registered office
455 King Street
Stenhousemuir
Larbert
Stirlingshire
FK5 4HX
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-06-02
Last: 2025-05-19
Officers (4 active · 3 resigned)
Active
LOVE, Christopher David→
Activedirector · ~49y · appointed 2002-01-20
View their other companies + combined net worth →
LOVE, David James→
Activedirector · ~79y · appointed 2000-05-24
View their other companies + combined net worth →
LOVE, Rosemary Helen Jane→
Activedirector · ~72y · appointed 2000-05-24
View their other companies + combined net worth →
PETER TRAINER COMPANY SECRETARIES LTD.→
Resignedcorporate-nominee-secretary · appointed 2000-05-19 · resigned 2000-05-19
PETER TRAINER COMPANY SECRETARIES LTD.→
Resignedcorporate-nominee-director · appointed 2000-05-19 · resigned 2000-05-19
PETER TRAINER COMPANY SERVICES LTD.→
Resignedcorporate-nominee-director · appointed 2000-05-19 · resigned 2000-05-19
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
8
Outstanding
1
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 29/09/2011 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Fixed charge | 1 property | 10/12/2002 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 17/08/2001 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 17/08/2001 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 17/08/2001 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 17/08/2001 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 19/12/2000 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 22/07/2000 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (81 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-22
change-person-director-company-with-change-date
officers · CH01
2024-05-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-06