D AND R LOVE LTD.

🌳Matureactive
SC207328 · ltd · incorporated 2000-05-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 25.9y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 79-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 65/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 7 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

8 live charges · 2 lenders · oldest 25.9y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 25.9 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 3 with DOB)
79
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
83 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-07-312024-07-31
Average employees29002900

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • • 1 confirmation-statement
  • • 1 persons-with-significant-control
  • • 1 accounts
Last 180 days
3
filings
  • • 1 confirmation-statement
  • • 1 persons-with-significant-control
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2026-05-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2026-04-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-01-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-05-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-05-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2024-01-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-04-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-01-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-03-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-02-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-05-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2019-05-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2019-05-20
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  14. 2019-05-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2019-01-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-05-23
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  17. 2011-09-29
    🔒
    Charge registered #8
    Lender: Clydesdale Bank PLC
  18. 2002-12-10
    🔒
    Charge registered #7
    Lender: Clydesdale Bank Public Limited Company
  19. 2002-01-20
    ➕
    LOVE, Christopher David appointed
    director
  20. 2001-08-17
    🔒
    Charge registered #6
    Lender: Clydesdale Bank Public Limited Company
  21. 2001-08-17
    🔒
    Charge registered #5
    Lender: Clydesdale Bank Public Limited Company
  22. 2001-08-17
    🔒
    Charge registered #4
    Lender: Clydesdale Bank Public Limited Company
  23. 2001-08-17
    🔒
    Charge registered #3
    Lender: Clydesdale Bank Public Limited Company
  24. 2000-12-19
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  25. 2000-07-22
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  26. 2000-05-24
    ➕
    LOVE, David James appointed
    secretary
  27. 2000-05-24
    ➕
    LOVE, David James appointed
    director
  28. 2000-05-24
    ➕
    LOVE, Rosemary Helen Jane appointed
    director
  29. 2000-05-19
    🏢
    Company incorporated
    As D AND R LOVE LTD.
  30. 2000-05-19
    ➕
    PETER TRAINER COMPANY SECRETARIES LTD. appointed
    corporate-nominee-secretary
  31. 2000-05-19
    ➖
    PETER TRAINER COMPANY SECRETARIES LTD. resigned
    corporate-nominee-secretary
  32. 2000-05-19
    ➕
    PETER TRAINER COMPANY SECRETARIES LTD. appointed
    corporate-nominee-director
  33. 2000-05-19
    ➖
    PETER TRAINER COMPANY SECRETARIES LTD. resigned
    corporate-nominee-director
  34. 2000-05-19
    ➕
    PETER TRAINER COMPANY SERVICES LTD. appointed
    corporate-nominee-director
  35. 2000-05-19
    ➖
    PETER TRAINER COMPANY SERVICES LTD. resigned
    corporate-nominee-director

Owner dependency

98/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "LOVE" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 79 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
8 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Christopher David Love
Individual · British · DOB 12/1977 · age 49
50–75%
50–75%board control50-75% shares · 50-75% voting · board control06/04/2016
2 historic (ceased) PSCs
  • Mr David James Loveceased 12/12/2017· 25-50% shares
  • Mrs Rosemary Helen Jane Loveceased 12/12/2017· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Retail · FK postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
THE PAINT SHED LIMITED→
SC031414 · est 1956
£8.76M
£6.57M–£10.95M
£23.04M—1050070y8370y
WEB PHARMACY LIMITED→
SC361420 · est 2009
£24.1k
£18.1k–£30.2k
——8317y8451y
GRAMPIAN BLINDS LIMITED→
SC232209 · est 2002
———70024y8364y
KHALSA RETAIL LTD→
SC297040 · est 2006
———130020y8362y
ANGLING ACTIVE LIMITED→
SC194095 · est 1999
———200027y8278y
CAFE ALBERT LIMITED→
SC151077 · est 1994
———3032y8279y
DUNBAR THE JEWELLER LIMITED→
SC150912 · est 1994
——£29.5k—32y8269y
EAST BOLDON VILLAGE PHARMACY LIMITED→
SC224250 · est 2001
——£116.8k—24y8268y
FRAMED IMAGES WORKSHOPS LIMITED→
SC190202 · est 1998
——£31.2k—27y8270y
HARGREAVES RECLAMATION LIMITED→
SC246805 · est 2003
———70023y8268y
JOHN HILL BUTCHER LIMITED→
SC223783 · est 2001
——£120.7k—24y8263y
MAC AUTO ELECTRICS LIMITED→
SC109018 · est 1988
———50038y8280y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-05-19
Jurisdictionscotland
Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating

Registered office

455 King Street
Stenhousemuir
Larbert
Stirlingshire
FK5 4HX

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-06-02
Last: 2026-05-19

Officers (4 active · 3 resigned)

LOVE, David James→
secretary · appointed 2000-05-24
View their other companies + combined net worth →
Active
LOVE, Christopher David→
director · ~49y · appointed 2002-01-20
View their other companies + combined net worth →
Active
LOVE, David James→
director · ~79y · appointed 2000-05-24
View their other companies + combined net worth →
Active
LOVE, Rosemary Helen Jane→
director · ~72y · appointed 2000-05-24
View their other companies + combined net worth →
Active
PETER TRAINER COMPANY SECRETARIES LTD.→
corporate-nominee-secretary · appointed 2000-05-19 · resigned 2000-05-19
Resigned
PETER TRAINER COMPANY SECRETARIES LTD.→
corporate-nominee-director · appointed 2000-05-19 · resigned 2000-05-19
Resigned
PETER TRAINER COMPANY SERVICES LTD.→
corporate-nominee-director · appointed 2000-05-19 · resigned 2000-05-19
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
8
Outstanding
1
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC
Standard security1 property29/09/2011—
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Fixed charge1 property10/12/2002—
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property17/08/2001—
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property17/08/2001—
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property17/08/2001—
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property17/08/2001—
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property19/12/2000—
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property22/07/2000—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (83 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-22
change-person-director-company-with-change-date
officers · CH01
2024-05-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-04