RIGHT MEDICINE PHARMACY LIMITED
Opportunity 70/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
Refinance opportunity
16 live charges · 3 lenders · oldest 23.0y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-28 |
|---|---|---|
| Average employees | 272 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 capital
- • 1 confirmation-statement
- • 2 capital
- • 1 confirmation-statement
Corporate timeline (61 events)Click to expand
- 2026-03-18📄capital-return-purchase-own-sharescapital · SH03
- 2026-03-17📄capital-cancellation-sharescapital · SH06
- 2025-11-19📄accounts-with-accounts-type-groupaccounts · AA
- 2025-10-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-22🔓Charge satisfied #15
- 2025-10-15📄memorandum-articlesincorporation · MA
- 2025-10-15📄resolutionresolution · RESOLUTIONS
- 2025-10-07📄capital-allotment-sharescapital · SH01
- 2025-10-06📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-10-06📄capital-name-of-class-of-sharescapital · SH08
- 2025-05-23📄capital-cancellation-sharescapital · SH06
- 2025-05-23📄capital-return-purchase-own-sharescapital · SH03
- 2025-04-15📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2025-04-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-28📄accounts-with-accounts-type-groupaccounts · AA
- 2024-05-17➕STEPHENSON, Richard Ian appointeddirector
- 2024-05-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-28📄accounts-with-accounts-type-groupaccounts · AA
- 2023-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26🔒Charge registered #16Lender: Bank of Scotland PLC
- 2022-11-07📄accounts-with-accounts-type-groupaccounts · AA
- 2022-01-24📄accounts-amended-with-accounts-type-groupaccounts · AAMD
- 2019-09-18🔒Charge registered #15Lender: Bank of Scotland PLC
- 2019-07-15🔒Charge registered #14Lender: Bank of Scotland PLC
- 2019-05-23🔒Charge registered #13Lender: Bank of Scotland PLC
- 2017-07-25➕EMBREY, Elizabeth appointedsecretary
- 2017-07-25➖EMBREY, Michael resignedsecretary
- 2014-08-19🔓Charge satisfied #8
- 2014-08-19🔓Charge satisfied #7
- 2014-08-19🔓Charge satisfied #6
- 2014-08-19🔓Charge satisfied #5
- 2014-08-19🔓Charge satisfied #4
- 2014-08-19🔓Charge satisfied #2
- 2013-06-04🔓Charge satisfied #1
- 2013-05-27🔒Charge registered #12Lender: Bank of Scotland PLC
- 2013-05-27🔒Charge registered #11Lender: Bank of Scotland PLC
- 2013-05-27🔒Charge registered #10Lender: Bank of Scotland PLC
- 2013-05-07🔒Charge registered #9Lender: Bank of Scotland PLC
- 2009-10-13🔒Charge registered #8Lender: Hsbc Bank PLC
- 2009-08-19🔓Charge satisfied #3
- 2008-01-21🔒Charge registered #7Lender: National Westminster Bank PLC
- 2008-01-21🔒Charge registered #6Lender: National Westminster Bank PLC
- 2008-01-21🔒Charge registered #5Lender: National Westminster Bank PLC
- 2008-01-21🔒Charge registered #4Lender: National Westminster Bank PLC
- 2007-04-18🔒Charge registered #3Lender: National Westminster Bank PLC
- 2006-02-01➖WICKS, Robin Laurie Spencer resigneddirector
- 2004-09-01➖BURTON, Jonathan resignedsecretary
- 2004-03-28➕WICKS, Robin Laurie Spencer appointeddirector
- 2004-03-01➕EMBREY, Michael appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| THE PAINT SHED LIMITED→ SC031414 · est 1956 | £8.76M £6.57M–£10.95M | £23.04M | — | 10500 | 70y | 83 | 70y |
| WEB PHARMACY LIMITED→ SC361420 · est 2009 | £24.1k £18.1k–£30.2k | — | — | 83 | 16y | 84 | 51y |
| GRAMPIAN BLINDS LIMITED→ SC232209 · est 2002 | — | — | — | 700 | 23y | 83 | 64y |
| KHALSA RETAIL LTD→ SC297040 · est 2006 | — | — | — | 1300 | 20y | 83 | 62y |
| ANGLING ACTIVE LIMITED→ SC194095 · est 1999 | — | — | — | 2000 | 27y | 82 | 78y |
| CAFE ALBERT LIMITED→ SC151077 · est 1994 | — | — | — | 30 | 32y | 82 | 79y |
| DUNBAR THE JEWELLER LIMITED→ SC150912 · est 1994 | — | — | £29.5k | — | 32y | 82 | 69y |
| EAST BOLDON VILLAGE PHARMACY LIMITED→ SC224250 · est 2001 | — | — | £116.8k | — | 24y | 82 | 68y |
| FRAMED IMAGES WORKSHOPS LIMITED→ SC190202 · est 1998 | — | — | £31.2k | — | 27y | 82 | 70y |
| HARGREAVES RECLAMATION LIMITED→ SC246805 · est 2003 | — | — | — | 700 | 23y | 82 | 68y |
| JOHN HILL BUTCHER LIMITED→ SC223783 · est 2001 | — | — | £120.7k | — | 24y | 82 | 63y |
| MAC AUTO ELECTRICS LIMITED→ SC109018 · est 1988 | — | — | — | 500 | 38y | 82 | 80y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 26/06/2023 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/09/2019 | 22/10/2025 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/07/2019 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 23/05/2019 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 27/05/2013 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 27/05/2013 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 27/05/2013 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 07/05/2013 | — | |
| satisfied | HSBC Hsbc Bank PLC | Standard security | 1 property | 13/10/2009 | 19/08/2014 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Standard security | 1 property | 21/01/2008 | 19/08/2014 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Standard security | 1 property | 21/01/2008 | 19/08/2014 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Standard security | 1 property | 21/01/2008 | 19/08/2014 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Standard security | 1 property | 21/01/2008 | 19/08/2014 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Standard security | 1 property | 18/04/2007 | 19/08/2009 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Standard security | 1 property | 30/05/2003 | 19/08/2014 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Bond & floating charge | 1 property | 20/05/2003 | 04/06/2013 |