OAKBANK FINANCIAL SERVICES LTD.
🌳Matureactive
SC340417 · ltd · incorporated 2008-03-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (2 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
77 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 |
|---|---|
| Average employees | 1300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2025-05-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-13📄capital-name-of-class-of-sharescapital · SH08
- 2024-11-13📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2024-11-12📄resolutionresolution · RESOLUTIONS
- 2024-11-12📄statement-of-companys-objectschange-of-constitution · CC04
- 2024-11-12📄memorandum-articlesincorporation · MA
- 2024-11-07📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-11-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-11-06📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-11-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-01➕DAVIDSON, Ross William appointeddirector
- 2024-11-01➕MCCONACHIE, David Alexander appointeddirector
- 2024-11-01➖FAHERTY, Raymond Joseph resigneddirector
- 2024-10-23📄memorandum-articlesincorporation · MA
- 2024-10-23📄resolutionresolution · RESOLUTIONS
- 2024-10-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-10-17📄capital-allotment-sharescapital · SH01
- 2024-07-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-16➖CAMPBELL, Allan James, Mr. resignedsecretary
- 2019-05-16➖CAMPBELL, Allan James, Mr. resigneddirector
- 2008-03-31➕CAMPBELL, Allan James, Mr. appointedsecretary
- 2008-03-31➕CAMPBELL, Allan James, Mr. appointeddirector
- 2008-03-31➕FAHERTY, Raymond Joseph appointeddirector
- 2008-03-28🏢Company incorporatedAs OAKBANK FINANCIAL SERVICES LTD.
- 2008-03-28➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-secretary
- 2008-03-28➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-secretary
- 2008-03-28➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-director
- 2008-03-28➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-director
- 2008-03-28➕PETER TRAINER CORPORATE SERVICES LTD. appointedcorporate-director
- 2008-03-28➖PETER TRAINER CORPORATE SERVICES LTD. resignedcorporate-director
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Cm Bidco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Cm Bidco Limited
Corporate parent · holds 75-100% shares · board control
⬇
OAKBANK FINANCIAL SERVICES LTD.
This company · SC340417
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cm Bidco Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/11/2024 |
4 historic (ceased) PSCs
- Mr Raymond Joseph Fahertyceased 01/11/2024· significant influence
- Ofs Holdings Ltdceased 01/11/2024· 75-100% shares · 75-100% voting
- Mr. Allan James Campbellceased 16/05/2019· 25-50% shares
- Mr Raymond Joseph Fahertyceased 16/05/2019· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CRIEFF FINANCIAL & MORTGAGE CENTRE LIMITED→ SC330821 · est 2007 | — | — | — | 300 | 18y | 82 | 67y |
| PROFESSIONAL MORTGAGE ADVISERS LTD→ SC270934 · est 2004 | — | — | — | 200 | 21y | 81 | 62y |
| BLACKFORD FINANCIAL SOLUTIONS LIMITED→ SC324569 · est 2007 | — | — | — | 200 | 18y | 80 | 58y |
| BRAIDS BRAWEST LIMITED→ SC244281 · est 2003 | — | — | — | — | 23y | 80 | 61y |
| DUPPLIN INVESTMENTS LIMITED→ SC480480 · est 2014 | — | — | — | 0 | 11y | 80 | 59y |
| HERITABLE LIMITED→ SC237615 · est 2002 | — | — | — | — | 23y | 80 | 73y |
| KAIM INVESTMENT COMPANY LIMITED→ SC020977 · est 1939 | — | — | — | 2 | 87y | 80 | 88y |
| RODNEY NEIL FINANCIAL SERVICES (BLAIRGOWRIE) LIMITED→ SC209096 · est 2000 | — | — | £100.9k | — | 25y | 80 | 67y |
| BQI GROUP LIMITED→ SC306285 · est 2006 · no financials extracted | — | — | — | — | 19y | 79 | 60y |
| FAIR CITY PROPERTY GROUP LIMITED→ SC689124 · est 2021 | — | — | — | 300 | 5y | 79 | 62y |
| DFS FINANCIAL CONSULTANCY LTD.→ SC504292 · est 2015 | — | — | — | 6 | 11y | 78 | 61y |
| MAGNUS MURRAY FAMILY SOLUTIONS LTD→ SC469908 · est 2014 | — | — | £88.1k | — | 12y | 78 | 58y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-03-28
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
5 Charlotte Street
Perth
PH1 5LW
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-04-11
Last: 2026-03-28
Officers (2 active · 6 resigned)
DAVIDSON, Ross William→
Activedirector · ~53y · appointed 2024-11-01
View their other companies + combined net worth →
MCCONACHIE, David Alexander→
Activedirector · ~63y · appointed 2024-11-01
View their other companies + combined net worth →
CAMPBELL, Allan James, Mr.→
Resignedsecretary · appointed 2008-03-31 · resigned 2019-05-16
PETER TRAINER COMPANY SECRETARIES LTD.→
Resignedcorporate-secretary · appointed 2008-03-28 · resigned 2008-03-28
CAMPBELL, Allan James, Mr.→
Resigneddirector · ~65y · appointed 2008-03-31 · resigned 2019-05-16
FAHERTY, Raymond Joseph→
Resigneddirector · ~59y · appointed 2008-03-31 · resigned 2024-11-01
PETER TRAINER COMPANY SECRETARIES LTD.→
Resignedcorporate-director · appointed 2008-03-28 · resigned 2008-03-28
PETER TRAINER CORPORATE SERVICES LTD.→
Resignedcorporate-director · appointed 2008-03-28 · resigned 2008-03-28
Click a director name to see their full track record across all companies.
Recent filings (77 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-16
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-02
capital-name-of-class-of-shares
capital · SH08
2024-11-13
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-11-13
resolution
resolution · RESOLUTIONS
2024-11-12
statement-of-companys-objects
change-of-constitution · CC04
2024-11-12
memorandum-articles
incorporation · MA
2024-11-12
change-account-reference-date-company-current-extended
accounts · AA01
2024-11-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-11-07
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-11-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-11-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-11-06
termination-director-company-with-name-termination-date
officers · TM01
2024-11-06
appoint-person-director-company-with-name-date
officers · AP01
2024-11-06