HARVEST MINISTRIES LIMITED

🌳Matureactive
SC390765 · private-limited-guarant-nsc · incorporated 2010-12-23
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 14.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Activities of religious organisations
Sector: Other service activities
Investor take
Pursue
Active trading company with a 78-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 14.7y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 14.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
17 officers (5 active, 17 linked, 14 with DOB)
86
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
2 connected companies via shared directors
51
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (51 events)Click to expand
  1. 2025-07-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2025-02-08
    ➖
    STRACHAN, John Mccann resigned
    director
  4. 2024-07-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-09-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-08-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-02-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2022-02-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2021-12-31
    ➖
    WATT, Philip David resigned
    director
  10. 2021-11-12
    ➕
    STEPHEN, John Noble appointed
    director
  11. 2021-11-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-06-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2021-06-14
    ➖
    OLDMAN, Lynnette resigned
    director
  14. 2021-05-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2021-05-10
    ➖
    FINNIE, Stephen David resigned
    director
  16. 2020-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2019-10-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2019-10-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2019-10-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2019-10-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2019-10-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  22. 2019-10-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  23. 2019-10-21
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  24. 2019-09-03
    ➕
    CLARK, Sally-Ann appointed
    secretary
  25. 2019-09-02
    ➖
    WATT, Pauline resigned
    secretary
  26. 2019-09-02
    ➖
    RENNIE, Alastair Macdonald resigned
    director
  27. 2019-06-03
    ➕
    FINNIE, Stephen David appointed
    director
  28. 2019-04-29
    ➖
    HILL, Norman resigned
    director
  29. 2019-03-27
    ➕
    CLARK, Sally-Ann appointed
    director
  30. 2018-02-20
    🔒
    Charge registered #3
    Lender: Historic Environment Scotland
  31. 2017-10-22
    ➕
    MCARTHUR, Robert William, Pastor appointed
    director
  32. 2014-08-07
    ➖
    KITCHEN, Michael Stephen resigned
    director
  33. 2013-11-25
    ➕
    WATT, Philip David appointed
    director
  34. 2013-06-04
    ➖
    WATT, Francis Alexander Pennie resigned
    director
  35. 2013-04-22
    ➖
    PARSONS, Alan George resigned
    director
  36. 2013-01-14
    ➕
    OLDMAN, Lynnette appointed
    director
  37. 2012-11-12
    ➕
    RENNIE, Alastair Macdonald appointed
    director
  38. 2012-05-21
    ➕
    WATT, Pauline appointed
    secretary
  39. 2012-05-14
    ➖
    RYAN, David resigned
    secretary
  40. 2012-04-27
    🔒
    Charge registered #2
    Lender: Stewardship Services (Uket) Limited
  41. 2011-09-08
    🔒
    Charge registered #1
    Lender: Stewardship Services (Uket) Limited
  42. 2011-02-03
    ➖
    ADAMSON, Paul resigned
    director
  43. 2011-01-10
    ➕
    RYAN, David appointed
    secretary
  44. 2010-12-23
    🏢
    Company incorporated
    As HARVEST MINISTRIES LIMITED
  45. 2010-12-23
    ➕
    EWEN, Joseph Cowie, Mr. appointed
    director
  46. 2010-12-23
    ➕
    ADAMSON, Paul appointed
    director
  47. 2010-12-23
    ➕
    HILL, Norman appointed
    director
  48. 2010-12-23
    ➕
    KITCHEN, Michael Stephen appointed
    director
  49. 2010-12-23
    ➕
    PARSONS, Alan George appointed
    director
  50. 2010-12-23
    ➕
    STRACHAN, John Mccann appointed
    director
Showing most recent 50 of 51 events

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

83/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 15 years.
  • secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2010-12-23
Jurisdictionscotland
Primary SIC94910 — Activities of religious organisations

Registered office

Harvest Centre
Castle Street
Banff
Aberdeenshire
AB45 1DH

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-20
Last: 2025-12-06

Officers (5 active · 12 resigned)

CLARK, Sally-Ann→
secretary · appointed 2019-09-03
View their other companies + combined net worth →
Active
CLARK, Sally-Ann→
director · ~62y · appointed 2019-03-27
View their other companies + combined net worth →
Active
EWEN, Joseph Cowie, Mr.→
director · ~78y · appointed 2010-12-23
View their other companies + combined net worth →
Active
MCARTHUR, Robert William, Pastor→
director · ~42y · appointed 2017-10-22
View their other companies + combined net worth →
Active
STEPHEN, John Noble→
director · ~75y · appointed 2021-11-12
View their other companies + combined net worth →
Active
RYAN, David→
secretary · appointed 2011-01-10 · resigned 2012-05-14
Resigned
WATT, Pauline→
secretary · appointed 2012-05-21 · resigned 2019-09-02
Resigned
ADAMSON, Paul→
director · ~72y · appointed 2010-12-23 · resigned 2011-02-03
Resigned
FINNIE, Stephen David→
director · ~35y · appointed 2019-06-03 · resigned 2021-05-10
Resigned
HILL, Norman→
director · ~76y · appointed 2010-12-23 · resigned 2019-04-29
Resigned
KITCHEN, Michael Stephen→
director · ~84y · appointed 2010-12-23 · resigned 2014-08-07
Resigned
OLDMAN, Lynnette→
director · ~72y · appointed 2013-01-14 · resigned 2021-06-14
Resigned
PARSONS, Alan George→
director · ~106y · appointed 2010-12-23 · resigned 2013-04-22
Resigned
RENNIE, Alastair Macdonald→
director · ~71y · appointed 2012-11-12 · resigned 2019-09-02
Resigned
STRACHAN, John Mccann→
director · ~56y · appointed 2010-12-23 · resigned 2025-02-08
Resigned
WATT, Francis Alexander Pennie→
director · ~84y · appointed 2010-12-23 · resigned 2013-06-04
Resigned
WATT, Philip David→
director · ~63y · appointed 2013-11-25 · resigned 2021-12-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Historic Environment Scotland
A registered charge1 property20/02/2018—
outstanding
Stewardship Services (Uket)
Stewardship Services (Uket) Limited
Standard security1 property27/04/2012—
outstanding
Stewardship Services (Uket)
Stewardship Services (Uket) Limited
Deed of variation of standard security1 property08/09/2011—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (62 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-01
termination-director-company-with-name-termination-date
officers · TM01
2025-04-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-23
termination-director-company-with-name-termination-date
officers · TM01
2022-02-18
appoint-person-director-company-with-name-date
officers · AP01
2022-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-02
termination-director-company-with-name-termination-date
officers · TM01
2021-06-21
termination-director-company-with-name-termination-date
officers · TM01
2021-05-11