ABERDEEN LIFE CENTRE LTD
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Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 7.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £579.5k | £726.5k |
| Current assets | £112.4k | £202.1k |
| Cash | £1.2k | £731 |
| Debtors | £111.2k | £201.4k |
| Net assets | £90.4k | £190.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (23 events)Click to expand
- 2025-11-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-07-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-03📄change-person-director-company-with-change-dateofficers · CH01
- 2019-04-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-04-02🔒Charge registered #2Lender: Triodos Bank N.V
- 2019-03-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-03-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-03-25🔒Charge registered #1Lender: Triodos Bank Nv
- 2018-11-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-09-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-06-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-06-07➖IBOJIE, Joseph, Dr resigneddirector
- 2011-05-18🏢Company incorporatedAs ABERDEEN LIFE CENTRE LTD
- 2011-05-18➕IBOJIE, Oyinlola Cynthia appointeddirector
- 2011-05-18➕IBOJIE, Joseph, Dr appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Oyinlola Cynthia Ibojie Individual · British · DOB 05/1967 · age 59 | — | 75–100% | board controlsig. influence75-100% voting · board control · significant influence · trust interest | 07/11/2018 |
1 historic (ceased) PSC
- Dr Joseph Ibojieceased 08/06/2018· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALLRIG LIMITED→ SC443569 · est 2013 | — | — | — | 300 | 13y | 87 | 50y |
| HARVEST MINISTRIES LIMITED→ SC390765 · est 2010 · no financials extracted | — | — | — | — | 15y | 83 | 78y |
| THE BANFFSHIRE PARTNERSHIP LTD.→ SC201922 · est 1999 · no financials extracted | — | — | — | — | 26y | 83 | 74y |
| FORBLAST LIMITED→ SC111830 · est 1988 · no financials extracted | — | — | — | — | 37y | 82 | 75y |
| G.F. FARQUHAR (FARMS) LIMITED→ SC250857 · est 2003 | — | — | £132.6k | — | 22y | 82 | 69y |
| GRAMPIAN SCAFFOLDING (HOLDINGS) LIMITED→ SC126534 · est 1990 | — | — | £30.6k | — | 35y | 82 | 76y |
| M. FERRAR & SONS (GLASGOW) LIMITED→ SC036274 · est 1961 · no financials extracted | — | — | — | — | 65y | 82 | 86y |
| ROADS PROJECT→ SC263629 · est 2004 | — | — | £302.2k | — | 22y | 82 | 80y |
| SCORE TURBINES LIMITED→ SC279851 · est 2005 · no financials extracted | — | — | — | — | 21y | 82 | 70y |
| ABERDEEN SEAFARERS CENTRE LIMITED→ SC348752 · est 2008 · no financials extracted | — | — | — | — | 17y | 81 | 79y |
| FETTERANGUS COMMUNITY ASSOCIATION→ SC342994 · est 2008 · no financials extracted | — | — | — | — | 18y | 81 | 66y |
| REVIVE COMMUNITY CHURCH→ SC277902 · est 2005 | — | — | £262.3k | — | 21y | 81 | 69y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Triodos Bank N.V | A registered charge | 2 properties | 02/04/2019 | — | |
| outstanding | Triodos Bank Nv | A registered charge | — | 25/03/2019 | — |