J HUTCHISON AND SONS LIMITED

🌳Matureactive

SC444680 · ltd · incorporated 2013-03-11

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Why now

Window steady · low confidence

Stable recent picture — watch for any upcoming trigger event.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 12.3y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£93.1k

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Retail sale of meat and meat products in specialised stores

Sector: Wholesale & retail

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 12.3y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 12.3 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

3 officers (3 active, 3 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

31 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £93,134

Cash YoY

-8%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£41k

↓ 8.0% YoY

Net Worth

£93k

↑ 10% YoY

Current Assets

£44k

↓ 6.2% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Total assets	£103.1k	£101.8k
Current assets	£44.0k	£46.9k
Cash	£41.4k	£45.0k
Debtors	£1.8k	£953
Net assets	£93.1k	£84.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (20 events)Click to expand

2025-08-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-24
📄
change-person-director-company-with-change-date
officers · CH01
2020-02-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-02-03
➕
HUTCHISON, Andrena appointed
director
2019-10-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-07-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-06-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-06-01
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-11
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-06-26
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-05-02
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
2014-03-19
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
2013-03-11
🏢
Company incorporated
As J HUTCHISON AND SONS LIMITED
2013-03-11
➕
HUTCHISON, Andrena appointed
secretary
2013-03-11
➕
HUTCHISON, James appointed
director

Owner dependency

89/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "HUTCHISON" — strong identity link between founder and business.
+Senior director age: Director aged approximately 63 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

69/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 13 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr James Hutchison Individual · British · DOB 11/1964 · age 62	50–75%	—	50-75% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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WEB PHARMACY LIMITED→ SC361420 · est 2009	£24.1k £18.1k–£30.2k	—	—	83	17y	84	51y
GRAMPIAN BLINDS LIMITED→ SC232209 · est 2002	—	—	—	700	24y	83	64y
KHALSA RETAIL LTD→ SC297040 · est 2006	—	—	—	1300	20y	83	62y
ANGLING ACTIVE LIMITED→ SC194095 · est 1999	—	—	—	2000	27y	82	78y
CAFE ALBERT LIMITED→ SC151077 · est 1994	—	—	—	30	32y	82	79y
DUNBAR THE JEWELLER LIMITED→ SC150912 · est 1994	—	—	£29.5k	—	32y	82	69y
EAST BOLDON VILLAGE PHARMACY LIMITED→ SC224250 · est 2001	—	—	£116.8k	—	24y	82	68y
FRAMED IMAGES WORKSHOPS LIMITED→ SC190202 · est 1998	—	—	£31.2k	—	27y	82	70y
HARGREAVES RECLAMATION LIMITED→ SC246805 · est 2003	—	—	—	700	23y	82	68y
JOHN HILL BUTCHER LIMITED→ SC223783 · est 2001	—	—	£120.7k	—	24y	82	63y
MAC AUTO ELECTRICS LIMITED→ SC109018 · est 1988	—	—	—	500	38y	82	80y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2013-03-11

Jurisdictionscotland

Primary SIC47220 — Retail sale of meat and meat products in specialised stores

Registered office

9 Tron Court

Tullibody

Alloa

Clackmannanshire

FK10 2PS

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-03-10

Last: 2026-02-24

Officers (3 active · 0 resigned)

HUTCHISON, Andrena→

secretary · appointed 2013-03-11

View their other companies + combined net worth →

Active

HUTCHISON, Andrena→

director · ~63y · appointed 2020-02-03

View their other companies + combined net worth →

Active

HUTCHISON, James→

director · ~62y · appointed 2013-03-11

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	A registered charge	1 property	02/05/2014	—
	outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	A registered charge	1 property	19/03/2014	—

Click column headers to sort. Use filters above to narrow by status and lender.