J HUTCHISON AND SONS LIMITED
🌳Matureactive
SC444680 · ltd · incorporated 2013-03-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£93.1k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Retail sale of meat and meat products in specialised stores
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 12.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £93,134
Cash YoY
-8%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£41k
↓ 8.0% YoY
Net Worth
£93k
↑ 10% YoY
Current Assets
£44k
↓ 6.2% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £103.1k | £101.8k |
| Current assets | £44.0k | £46.9k |
| Cash | £41.4k | £45.0k |
| Debtors | £1.8k | £953 |
| Net assets | £93.1k | £84.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-08-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-24📄change-person-director-company-with-change-dateofficers · CH01
- 2020-02-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-02-03➕HUTCHISON, Andrena appointeddirector
- 2019-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-06-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-11📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-06-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-05-02🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2014-03-19🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2013-03-11🏢Company incorporatedAs J HUTCHISON AND SONS LIMITED
- 2013-03-11➕HUTCHISON, Andrena appointedsecretary
- 2013-03-11➕HUTCHISON, James appointeddirector
Owner dependency
89/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "HUTCHISON" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Hutchison Individual · British · DOB 11/1964 · age 62 | 50–75% | — | 50-75% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| BEST BUY STORE LTD→ SC868863 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EKAMMAM LIMITED→ SC786969 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FIRESTORM (SCOTLAND) LTD→ SC277707 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| GIULIO'S FALKIRK LTD→ SC535559 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| HARVEY B LIMITED→ SC544044 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| IMAGE ARTIST CREATIONS LTD→ SC857157 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| IRENES FLORIST FALKIRK LTD→ SC839439 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| JF HEALTH HOLDINGS LTD→ SC859759 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| JGW ENTERPRISES LTD→ SC857700 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| JJ AZOO 105 LIMITED→ SC836262 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| JOHN HILL BUTCHER LIMITED→ SC223783 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| JOHN NEIL BUTCHERS LTD→ SC418014 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-03-11
Jurisdictionscotland
Primary SIC47220 — Retail sale of meat and meat products in specialised stores
Registered office
9 Tron Court
Tullibody
Alloa
Clackmannanshire
FK10 2PS
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-10
Last: 2026-02-24
Officers (3 active · 0 resigned)
HUTCHISON, Andrena→
Activesecretary · appointed 2013-03-11
View their other companies + combined net worth →
HUTCHISON, Andrena→
Activedirector · ~63y · appointed 2020-02-03
View their other companies + combined net worth →
HUTCHISON, James→
Activedirector · ~62y · appointed 2013-03-11
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 02/05/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/03/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-26
confirmation-statement-with-updates
confirmation-statement · CS01
2020-02-24
change-person-director-company-with-change-date
officers · CH01
2020-02-24
confirmation-statement-with-updates
confirmation-statement · CS01
2020-02-07