NATURALLY USEFUL CIC

🌳Matureactive
SC509200 · private-limited-guarant-nsc · incorporated 2015-06-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Other education n.e.c.
Sector: Education
ALSO REGISTERED FOR
  • 90030Artistic creation
Investor take
Pursue
Active trading company with a 74-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 3.0y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 3.0 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 23/100 — clean.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
12 officers (6 active, 12 linked, 11 with DOB)
88
Ownership & PSC
0 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
7
filings
  • 5 officers
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
  1. 2026-01-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-01-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-01-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2026-01-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2026-01-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-12-24
    NEVILLE, Amy resigned
    director
  7. 2025-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2025-12-21
    GREENHILL, Jessica Grace resigned
    director
  9. 2025-09-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2025-09-17
    GREENHILL, Jessica Grace appointed
    director
  11. 2025-09-04
    📄
    memorandum-articles
    incorporation · MA
  12. 2025-09-04
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2025-01-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2024-05-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2024-05-07
    JONES, Mary Heather resigned
    director
  16. 2024-04-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2024-04-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2024-04-04
    JONES, Mary Heather appointed
    director
  19. 2024-04-03
    RAYMONT, Christopher appointed
    director
  20. 2024-01-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2023-05-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2023-05-04
    🔒
    Charge registered #1
    Lender: Ekopia Social Investments Limited
  23. 2023-04-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2022-11-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  25. 2022-11-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  26. 2022-11-20
    BEESON, Simon Arnold Charles appointed
    director
  27. 2022-11-20
    KITSON, Clive William appointed
    director
  28. 2022-08-19
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  29. 2022-08-18
    ZAJACZKOWSKI, Krzysztof resigned
    director
  30. 2022-04-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  31. 2022-04-10
    HARRIS, Kristy Lee resigned
    director
  32. 2020-12-22
    NEVILLE, Amy appointed
    director
  33. 2020-12-20
    RAYMONT, Christopher appointed
    secretary
  34. 2020-12-20
    QUINNEY, Suzanne Marie appointed
    director
  35. 2020-12-20
    HARRIS, Kristy Lee appointed
    director
  36. 2020-12-20
    ZAJACZKOWSKI, Krzysztof appointed
    director
  37. 2020-01-01
    STUART, Duncan Gregor resigned
    director
  38. 2015-06-24
    🏢
    Company incorporated
    As NATURALLY USEFUL CIC
  39. 2015-06-24
    COLLINS, Karen appointed
    director
  40. 2015-06-24
    STUART, Duncan Gregor appointed
    director

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 74 — succession pressure is live.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: GREENHILL, Jessica Grace resigned 2025-12-21; NEVILLE, Amy resigned 2025-12-24

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2015-06-24
Jurisdictionscotland
Primary SIC85590 — Other education n.e.c.

Registered office

Marcassie Farm
Rafford
Morayshire
IV36 2RH

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-11
Last: 2025-12-28

Officers (6 active · 6 resigned)

RAYMONT, Christopher
secretary · appointed 2020-12-20
View their other companies + combined net worth →
Active
BEESON, Simon Arnold Charles
director · ~65y · appointed 2022-11-20
View their other companies + combined net worth →
Active
COLLINS, Karen
director · ~63y · appointed 2015-06-24
View their other companies + combined net worth →
Active
KITSON, Clive William
director · ~74y · appointed 2022-11-20
View their other companies + combined net worth →
Active
QUINNEY, Suzanne Marie
director · ~69y · appointed 2020-12-20
View their other companies + combined net worth →
Active
RAYMONT, Christopher
director · ~73y · appointed 2024-04-03
View their other companies + combined net worth →
Active
GREENHILL, Jessica Grace
director · ~43y · appointed 2025-09-17 · resigned 2025-12-21
Resigned
HARRIS, Kristy Lee
director · ~47y · appointed 2020-12-20 · resigned 2022-04-10
Resigned
JONES, Mary Heather
director · ~57y · appointed 2024-04-04 · resigned 2024-05-07
Resigned
NEVILLE, Amy
director · ~53y · appointed 2020-12-22 · resigned 2025-12-24
Resigned
STUART, Duncan Gregor
director · ~70y · appointed 2015-06-24 · resigned 2020-01-01
Resigned
ZAJACZKOWSKI, Krzysztof
director · ~68y · appointed 2020-12-20 · resigned 2022-08-18
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Ekopia Social Investments
Ekopia Social Investments Limited
A registered charge1 property04/05/2023
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (50 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-20
change-person-director-company-with-change-date
officers · CH01
2026-01-20
change-person-director-company-with-change-date
officers · CH01
2026-01-20
change-person-director-company-with-change-date
officers · CH01
2026-01-07
termination-director-company-with-name-termination-date
officers · TM01
2026-01-06
termination-director-company-with-name-termination-date
officers · TM01
2026-01-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-22
appoint-person-director-company-with-name-date
officers · AP01
2025-09-29
memorandum-articles
incorporation · MA
2025-09-04
resolution
resolution · RESOLUTIONS
2025-09-04
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-10
termination-director-company-with-name-termination-date
officers · TM01
2024-05-08
appoint-person-director-company-with-name-date
officers · AP01
2024-04-16
appoint-person-director-company-with-name-date
officers · AP01
2024-04-16