H & C HEALTHCARE LIMITED
- · Refinance opportunity: clean_up_first → ready
- · Oldest live charge 3.2y old — refinance window within 12 months
Picture improved over the last 30 days — 1 positive signal vs 0 negative.
- ↑Refinance opportunity: clean_up_first → ready
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 3.2y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.2 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 1400 | 1700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (11 events)Click to expand
- 2025-10-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-05📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2024-10-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-06-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-06-26📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-05-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-24🔒Charge registered #1Lender: Bank of Scotland PLC
- 2022-08-09🏢Company incorporatedAs H & C HEALTHCARE LIMITED
- 2022-08-09➕CONNOLLY, Aidan Patrick appointeddirector
- 2022-08-09➕HUTCHISON, Michael Brown appointeddirector
- 2022-08-09📄incorporation-companyincorporation · NEWINC
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Brown Hutchison Individual · British · DOB 12/1979 · age 47 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 09/08/2022 |
Mr Aidan Patrick Connolly Individual · Scottish · DOB 11/1986 · age 40 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 09/08/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| THE PAINT SHED LIMITED→ SC031414 · est 1956 | £8.76M £6.57M–£10.95M | £23.04M | — | 10500 | 70y | 83 | 70y |
| WEB PHARMACY LIMITED→ SC361420 · est 2009 | £24.1k £18.1k–£30.2k | — | — | 83 | 17y | 84 | 51y |
| GRAMPIAN BLINDS LIMITED→ SC232209 · est 2002 | — | — | — | 700 | 24y | 83 | 64y |
| KHALSA RETAIL LTD→ SC297040 · est 2006 | — | — | — | 1300 | 20y | 83 | 62y |
| ANGLING ACTIVE LIMITED→ SC194095 · est 1999 | — | — | — | 2000 | 27y | 82 | 78y |
| CAFE ALBERT LIMITED→ SC151077 · est 1994 | — | — | — | 30 | 32y | 82 | 79y |
| DUNBAR THE JEWELLER LIMITED→ SC150912 · est 1994 | — | — | £29.5k | — | 32y | 82 | 69y |
| EAST BOLDON VILLAGE PHARMACY LIMITED→ SC224250 · est 2001 | — | — | £116.8k | — | 24y | 82 | 68y |
| FRAMED IMAGES WORKSHOPS LIMITED→ SC190202 · est 1998 | — | — | £31.2k | — | 27y | 82 | 70y |
| HARGREAVES RECLAMATION LIMITED→ SC246805 · est 2003 | — | — | — | 700 | 23y | 82 | 68y |
| JOHN HILL BUTCHER LIMITED→ SC223783 · est 2001 | — | — | £120.7k | — | 24y | 82 | 63y |
| MAC AUTO ELECTRICS LIMITED→ SC109018 · est 1988 | — | — | — | 500 | 38y | 82 | 80y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 24/05/2023 | — |