NMG INVESTMENTS LIMITED

🌳Matureactive

SC344855 · ltd · incorporated 2008-06-24

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 17.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2025

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Property-backed borrower with a 68-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 17.6y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 17.6 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

6 officers (4 active, 6 linked, 3 with DOB)

Ownership & PSC

3 active PSC(s) of 3 total, 3 with control declared

Director network

9 connected companies via shared directors

Filing history

55 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-06-30	2024-06-30
Total assets	—	£65.6k
Cash	—	£2.6k
Net assets	—	£65.6k
Average employees	0	—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (27 events)Click to expand

2026-03-02
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-03
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-15
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-01-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-10-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-09-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-07-13
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2017-07-13
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2017-07-13
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2017-02-05
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-09-27
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-10-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2015-08-10
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2008-10-29
🔒
Charge registered #2
Lender: Clydesdale Bank PLC
2008-09-19
🔒
Charge registered #1
Lender: Clydesdale Bank PLC
2008-06-24
🏢
Company incorporated
As NMG INVESTMENTS LIMITED
2008-06-24
➕
SCHOLARIOS, Nicos appointed
secretary
2008-06-24
➕
DUNBAR, Mark Morrison appointed
director
2008-06-24
➕
MCGOWAN, Graeme William appointed
director
2008-06-24
➕
SCHOLARIOS, Nicos appointed
director
2008-06-24
➕
BRIAN REID LTD. appointed
corporate-secretary
2008-06-24
➖
BRIAN REID LTD. resigned
corporate-secretary
2008-06-24
➕
STEPHEN MABBOTT LTD. appointed
corporate-director
2008-06-24
➖
STEPHEN MABBOTT LTD. resigned
corporate-director

Owner dependency

75/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
secondary12+ year tenure: Director in role 18 years.
secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Graeme William Mcgowan Individual · British · DOB 03/1973 · age 53	25–50%	—	25-50% shares	06/04/2016
Mr Mark Morrison Dunbar Individual · Scottish · DOB 05/1969 · age 57	25–50%	—	25-50% shares	06/04/2016
Mr Nicos Scholarios Individual · British · DOB 07/1958 · age 68	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2008-06-24

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

51 Moss Street

Paisley

Renfrewshire

PA1 1DR

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2026-07-08

Last: 2025-06-24

Officers (4 active · 2 resigned)

SCHOLARIOS, Nicos→

secretary · appointed 2008-06-24

View their other companies + combined net worth →

Active

DUNBAR, Mark Morrison→

director · ~57y · appointed 2008-06-24

View their other companies + combined net worth →

Active

MCGOWAN, Graeme William→

director · ~53y · appointed 2008-06-24

View their other companies + combined net worth →

Active

SCHOLARIOS, Nicos→

director · ~68y · appointed 2008-06-24

View their other companies + combined net worth →

Active

BRIAN REID LTD.→

corporate-secretary · appointed 2008-06-24 · resigned 2008-06-24

Resigned

STEPHEN MABBOTT LTD.→

corporate-director · appointed 2008-06-24 · resigned 2008-06-24

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Virgin Money Clydesdale Bank PLC	Standard security	1 property	29/10/2008	—
	outstanding	Virgin Money Clydesdale Bank PLC	Floating charge	1 property	19/09/2008	—

Click column headers to sort. Use filters above to narrow by status and lender.