THE ROCKS PROPERTY HOLDINGS LIMITED

🌿Early-stageactive

SC713460 · ltd · incorporated 2021-10-28

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

🔒Estimated value

—

Upgrade to see

Turnover

£45.1k

year to Oct 2025

Net worth

—

book net assets

Opportunity

72/100

Strong

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (70/100).

🏦

Refinance opportunity

1 live charge · oldest 2.9y

60/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Newest facility, 2.9 years old — likely still in initial term.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.
· Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

1 officers (1 active, 1 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

4 connected companies via shared directors

Filing history

14 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

72/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Profitable

Profit before tax £17,788

Turned profitable

Returned to profit this year

Turnover YoY

-10%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-10-31	2024-10-31
Turnover	£45.1k	£50.0k
Gross profit	£45.1k	£50.0k
Profit before tax	£17.8k	£-4.7k
Average employees	100	100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (13 events)Click to expand

2026-03-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-15
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-22
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-09
🔒
Charge registered #1
Lender: The Mortgage Lender Limited
2023-05-23
📄
memorandum-articles
incorporation · MA
2023-05-23
📄
resolution
resolution · RESOLUTIONS
2021-11-18
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2021-11-18
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-10-28
🏢
Company incorporated
As THE ROCKS PROPERTY HOLDINGS LIMITED
2021-10-28
➕
MORRISON, Neil appointed
director
2021-10-28
📄
incorporation-company
incorporation · NEWINC

Owner dependency

75/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Dunard Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Dunard Holdings Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

THE ROCKS PROPERTY HOLDINGS LIMITED

This company · SC713460

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Dunard Holdings Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	10/11/2021

1 historic (ceased) PSC

Mr Neil Morrisonceased 10/11/2021· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · PA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
AKZ PROPERTIES LIMITED→ SC198072 · est 1999	£2.10M £1.78M–£2.41M	—	£2.10M	—	26y	82	83y
LETSLET.ME.UK LIMITED→ SC282162 · est 2005	£17.0k £14.4k–£19.5k	—	£17.0k	—	21y	83	64y
AOSDANA LIMITED→ SC258097 · est 2003	£2.5k £2.2k–£2.9k	—	£2.5k	—	22y	82	59y
TOB PROPERTY MANAGEMENT & INVESTMENTS LIMITED→ SC277632 · est 2004	—	£429.0k	—	200	21y	93	63y
ARGYLL ESTATE AGENTS LTD→ SC590358 · est 2018	—	£188.0k	—	200	8y	84	55y
DUNOLLIE HALLS LIMITED→ SC761592 · est 2023	—	£128.5k	—	200	3y	89	65y
PB PROPERTIES (OBAN) LIMITED→ SC711888 · est 2021	—	£25.5k	—	200	4y	100	59y
SHIAN PROPERTY LIMITED→ SC553357 · est 2016	—	£25.0k	—	500	9y	83	65y
TOB FISHSELLING COMPANY LIMITED→ SC267726 · est 2004	—	£17.3k	—	200	22y	95	73y
CHATCO LIMITED→ SC313959 · est 2006	—	—	—	0	19y	83	86y
NMG INVESTMENTS LIMITED→ SC344855 · est 2008	—	—	—	0	17y	83	68y
OUR HYDRO LIMITED→ SC367358 · est 2009	—	—	—	0	16y	83	84y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2021-10-28

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

9 Erray Road

Tobermory

Isle Of Mull

PA75 6PS

Scotland

Filing status

Accounts

Next due: 2027-07-31

Last made up to: 2025-10-31

Confirmation statement

Next due: 2026-10-22

Last: 2025-10-08

Officers (1 active · 0 resigned)

MORRISON, Neil→

director · ~48y · appointed 2021-10-28

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	The Mortgage Lender The Mortgage Lender Limited	A registered charge	1 property	09/06/2023	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (14 total)

accounts-with-accounts-type-total-exemption-full

accounts · AA

2026-03-17

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-10-08

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-05-20

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-10-10

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-04-15

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-10-18

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-06-29

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2023-06-22

memorandum-articles

incorporation · MA

2023-05-23

resolution

resolution · RESOLUTIONS

2023-05-23

confirmation-statement-with-updates

confirmation-statement · CS01

2022-10-10

notification-of-a-person-with-significant-control

persons-with-significant-control · PSC02

2021-11-18

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2021-11-18

incorporation-company

incorporation · NEWINC

2021-10-28