K.T. MONTGOMERY PLANT HIRE LIMITED
Opportunity 72/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 5 lenders · oldest 11.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.1 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 |
|---|---|
| Total assets | £15.04M |
| Current assets | £3.52M |
| Cash | £80.9k |
| Debtors | £3.44M |
| Net assets | £5.03M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (26 events)Click to expand
- 2025-11-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-07-23📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-10-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-06-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-07🔒Charge registered #5Lender: Bank of Scotland PLC
- 2023-10-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-09-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-08-31📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-08-31📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-08-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-12🔒Charge registered #4Lender: Close Brothers Limited
- 2021-08-06📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-05-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-29🔓Charge satisfied #2
- 2020-10-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-11-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-04-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-04-17🔓Charge satisfied #1
- 2019-04-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-04-02🔒Charge registered #3Lender: Close Invoice Finance Limited, 10 Crown Place, London, EC2A 4FT ("Close")
- 2018-12-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-06-13📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2018-06-01🔒Charge registered #2Lender: Shawbrook Bank Limited
- 2015-03-23🔒Charge registered #1Lender: Rbs Invoice Finance Limited
- 2012-03-23🏢Company incorporatedAs K.T. MONTGOMERY PLANT HIRE LIMITED
- 2012-03-23➕MONTGOMERY, Keith Thomas appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "MONTGOMERY" — strong identity link between founder and business.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Keith Thomas Montgomery Individual · British · DOB 10/1987 · age 39 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 07/06/2024 | — | |
| outstanding | Close Brothers Close Brothers Limited | A registered charge | — | 12/08/2021 | — | |
| outstanding | Close Invoice Finance , 10 Crown Place, London, EC2A 4FT ("Close") Close Invoice Finance Limited, 10 Crown Place, London, EC2A 4FT ("Close") | A registered charge | — | 02/04/2019 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 3 properties | 01/06/2018 | 29/05/2021 | |
| satisfied | NatWest Group Rbs Invoice Finance Limited | A registered charge | — | 23/03/2015 | 17/04/2019 |